David Toman

David Toman Email and Phone Number

Banker and FSR I @ San Diego, CA, US
San Diego, CA, US
David Toman's Location
San Diego, California, United States, United States
David Toman's Contact Details

David Toman work email

David Toman personal email

David Toman phone numbers

About David Toman

Dedication, determination, and critical thinking are the key attributes that have contributed to my success throughout my employment in areas of Leadership & Management, Underwriting & Loan Processing, and Relationship Management.I have been commended many times for outstanding performance as both a team player and individual contributor with the ability and expertise in Performance Improvement, Communication & Coordination, Docs & Funding, Operations Management, Administrative Assistance, and Problem Solving & Analysis.My intention is to help you meet your overall objectives in any way I can. With my skills, experience, and expertise, I am confident that I can make a positive contribution to your highly successful organization. Excellent organizational skills. Develops specific goals/plans to prioritize, organize, and accomplish work.  Dynamic communication/interpersonal skills. Motivates team members to achieve goals, resolves interpersonal conflicts, creates positive learning environment. Utilizes effective written and oral communications abilities in addressing customers. Active listening and problem sensitivity. Provides full attention to details, takes time in understanding the points being made, and asks questions as appropriate. Applies deductive/logical reasoning to solve problems and makes independent decisions.  Focuses on results. Effectively identifies and resolves problems using creativity and available resources. Customer service skills. Extremely sociable and able to put client at ease with the ability to negotiate and persuade to achieve desired results. Prioritizes workload and multi-task. Directs in approach to discovering information, possesses the ability to make objective decisions after analyzing data, and considers ramifications of decisions. Dedicated, innovative, and self-motivated team player.

David Toman's Current Company Details
SDCCU

Sdccu

Banker and FSR I
San Diego, CA, US
David Toman Work Experience Details
  • Sdccu
    Banker And Fsr I
    Sdccu
    San Diego, Ca, Us
  • Sdccu
    Banker / Fsr I
    Sdccu Jul 2023 - Present
    San Diego, California, United States
  • Keller Williams Realty, Inc.
    Realtor
    Keller Williams Realty, Inc. Feb 2023 - Jul 2023
    San Diego County, California, United States
  • Fairway Independent Mortgage Corporation
    Senior Branch Loan Processor
    Fairway Independent Mortgage Corporation May 2022 - Oct 2022
    San Diego, Ca
    Fairway Independent Mortgage Corp.; Senior Branch Loan Processor, 05/16/2022 thru 10/17/2022 for Mortgage Lender, Was Laid-Off as part of a 10% company lay-off due to lack of overall business. Our branch was still successful/profitable but they are forcing branches to use the corporate processing at this point. Received Loan Application in Encompass, & processed loan completely through funding. Internal lender items for compliance like Flood, Fraud-Guard, & UDM as well as Credit Refresh, & VVOE’s for funding were also completed on each file. Used Encompass here.
  • Home Mortgage Financial
    Loan Processor
    Home Mortgage Financial Jan 2016 - Mar 2022
    San Diego, California, United States
    HMFI / Home Mortgage Financial, Inc.; Senior Loan Processor, 01/01/2016 thru 3/15/2022 for Mortgage Broker, Was Laid-off due to lack business. Basically the Owner/LO Rob bought a big camping trailer & moved to Lake Havasu when the Covid-19 Pandemic began 2+ years ago. He does not want to work anymore. For the past 2 years before that, he just forwarded me Phone #'s or Emails that were sent to him via referral. I handled them all from start to finish the past 2 years with no assistants or other support. No Loan left behind, they all fund. The owner Rob never marketed, or kept in touch with past clients to generate ongoing business. Used Calyx Point & Sales Force here.
  • Imortgage
    Loan Processor
    Imortgage Sep 2014 - Dec 2015
    La Mesa, Ca
    IMortgage Inc.; Loan Processor 04/2014 thru 11/2015 for Mortgage Lender, Was laid-off due to low retail business after transitioning the company through a software change period to LDW's new software (Company was in the process of being bought out by LDW/Loan Depot Wholesale while I was working there). Used Salesforce, Empower/ Black Knight software here.Receive raw loan application, Order disclosures & appropriate documentation from borrowers, Run Credit, Order Escrow/Title, Order Appraisal, Qualify borrowers to make sure loan works, Go over calendar with LOs/Borrower to ensure close on time, Disclose LE (TRID Loan Estimate), Submit loan to lender, Receive & work on Approval, Order appropriate conditions, Submit conditions, Lock loan, Disclose any other LE's Required, Submit CD (TRID Closing Disclosure), Order docs, Schedule signing, Fund Loan, Complete any post closing conditions.
  • Cmg Financial
    Loan Processor / Income Specialist
    Cmg Financial Apr 2013 - Sep 2014
    Utc
    CMG Financial; Income Specialist / Pre-Underwriting Processor 02/2013 - 03/2014 for Mortgage Lender, I was given a raw application & raw documentation to make sure it qualified / was a real loan deal, before moving forward the file forward to retail underwriting. Also had to upload/parse/label documentation needed to qualify & keep in proper U/W buckets for final review. Was laid-off due to shrinking staff needs at that location. Before I was let go, CMG Corporate changed the top level earner compensation & they closed the La Jolla location soon after. Used Calyx Point & Salesforce here.Loan Processing for Large Financial Institution (Retail) & Brainstorm on Complicated Income Issues & Solve Potential Problems
  • Ifc Mortgage
    Senior Loan Processor
    Ifc Mortgage Jul 2012 - Mar 2013
    Encinitas
    Processed Loans for Mortgage Broker, Oversee Processing Department, Handled complicated scenarios & Brain Stormed on possible solutions for targeted 'Special Interest' Loans. Set-up & Implemented Checklist / Balance System for Junior Processors, Processed FHA, VA, Conventional, & Jumbo Loans for Purchases and Refinances
  • Allied Pacific Financial
    Loan Processor
    Allied Pacific Financial Apr 2001 - Jan 2011
    Senior Underwriter / Loan Processor for Residential Broker with 20+ years experience processing residential loans* CA DRE license #01316991* CA Notary license (Currently Inactive) * NMLS license #237001* Calyx Point user for 10+ years* Up to date on all new Fed/CA disclosures practices / policies* Required to train all higher level processors* Handled all highly visable loans for major clients* Purchase transaction specialist* Refinance* Conventional, High balance, & Jumbo loans* FHA / VA / Conventional loans* Handled pipeline of 80 loans w/ an assistant.* Handled pipeline of 40 loans w/ no assistant.Take applications over the phone, mail out applications and disclosures, request appropriate loan processing information from the borrower, submit loan, process loan, fund loan.I am able to form relationships with clients and employees either in person, over the internet, or by phone.
  • Accredited Home Lenders
    Funder
    Accredited Home Lenders Apr 2000 - Apr 2001
    San Diego
    Residential Mortgage Lender* Funded loans & supervised Doc Drawing Dept.* Worked on loans in all 50 states while maintaing strict disclosure & funding regulations in each state.
  • Oakmont Mortgage
    Docs & Funding
    Oakmont Mortgage 1999 - 2000
    San Diego
    Residential Mortgage LenderPrepared Loan Documents & overflow for Funding.
  • Jordan Pacific Mortgage
    Loan Processor
    Jordan Pacific Mortgage 1996 - 1999
    San Diego
    Residential BrokerLoan Processor
  • American Pacific Mortgage
    Processing Assistant
    American Pacific Mortgage 1995 - 1996
    San Diego
    Residential BrokerProcessing Assistant, General Office, Light Receptionist
  • Associated Lenders
    Underwriting Assistant
    Associated Lenders 1994 - 1995
    San Diego
    Residential BrokerAssistant to Underwriter
  • Design Capital Financial
    Loan Processor
    Design Capital Financial 1988 - 1991
    San Diego
    Residential BrokerJunior Loan Processor / Processing Assistant

David Toman Skills

Mortgage Lending Fha Va Loans Refinance Real Estate Loans Credit Residential Mortgages Mortgage Banking Loan Origination Analysis Underwriting Funding Trid Investment Properties Banking Loan Servicing Risk Management Finance Portfolio Management Insurance Financial Analysis Fraud Detection Outlook Database Administration

David Toman Education Details

Frequently Asked Questions about David Toman

What company does David Toman work for?

David Toman works for Sdccu

What is David Toman's role at the current company?

David Toman's current role is Banker and FSR I.

What is David Toman's email address?

David Toman's email address is da****@****hoo.com

What is David Toman's direct phone number?

David Toman's direct phone number is +148062*****

What schools did David Toman attend?

David Toman attended Ucsd Extension, San Diego Mesa College, Mesa Community College.

What are some of David Toman's interests?

David Toman has interest in Boating, Children, Music Festivals, Reading Science Fiction, Snowboarding, Environment, The Beach, Education, Environmental Causes, Camping.

What skills is David Toman known for?

David Toman has skills like Mortgage Lending, Fha, Va Loans, Refinance, Real Estate, Loans, Credit, Residential Mortgages, Mortgage Banking, Loan Origination, Analysis, Underwriting.

Not the David Toman you were looking for?

  • David J. Toman

    Working With Bay Area Professionals To Convey Confidence And Foster Authority With Headshots That Turn Heads. #Professionalheadshotssfbayarea
    San Francisco Bay Area
  • David Toman

    Hospitality Taskforce Manager & Consultant Leading Operational Excellence
    Tybee Island, Ga
  • David Toman

    Vice President & Cfo At Mohonk Preserve
    Ulster County, Ny
    2
    clearwater.org, mohonkpreserve.org

    3 +184544XXXXX

  • David Toman

    Executive Director - Hudson River Sloop Clearwater
    Ulster County, Ny

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.