David Wishart

David Wishart Email and Phone Number

Project Manager Customer Remediation : Risk & Compliance Banking & Financial Services
David Wishart's Location
London, England, United Kingdom, United Kingdom
About David Wishart

I am best described as a Project or Relationship Manager operating within the Banking and Financial Services sector. My niche expertise surrounds KYC, Customer Remediation, Risk and Compliance. My reputation was first established in Natwest as a senior Relationship Manager, before moving to RBS during the time of the intended Williams & Glynn carve out, where I operated as Relationship Director. Success here led to a well earned break before joining the Financial Ombudsman Service as an Adjudicator on a short term basis ahead of being appointed back into RBS as a Complaints Assessor focused on remediation and compliance.I am now looking to further develop my career and open to conversation. david.wishart@sky.com

David Wishart's Current Company Details

Project Manager Customer Remediation : Risk & Compliance Banking & Financial Services
David Wishart Work Experience Details
  • Royal Mail
    Seasonal Postal Sorter
    Royal Mail Nov 2023 - Jan 2024
    London Gatwick Airport, England, United Kingdom
    Worked at the Gatwick Mail Centre during the night shift to experience a different working environment but still based on teamwork. Worked on the large parcel team loading and sorting parcels to ensure distribution on set deadlines.I worked with a diverse workforce from various sectors as well as permanent Royal Mail staff. A great experience.
  • Open To Work - Actively Looking
    Project Manager Customer Remediation - Risk & Compliance
    Open To Work - Actively Looking Jul 2022 - Jan 2024
    London Area, United Kingdom
  • Royal Bank Of Scotland Business
    Complaints Assessor
    Royal Bank Of Scotland Business Jan 2018 - Nov 2019
    London, United Kingdom
    From the beginning of January 2018 until the end of November 2019 I worked on a high profile and significant RBS voluntary remediation programme.The role was to assess written and verbal complaints regarding lending files which were often very complex. This involved a forensic investigation of paper and electronic records including emails (using the Ringtail system) and then to present recommendations to a Committee for a fair outcome.
  • Financial Ombudsman Service
    Adjudicator
    Financial Ombudsman Service Nov 2017 - Dec 2017
    London, United Kingdom
    Assessment of customer claims for Mortgage Protection Insurance where they have been unable to reach agreement with their financial service provider.
  • Future Williams & Glyn Team - Rbs
    Relationship Director
    Future Williams & Glyn Team - Rbs May 2015 - Jun 2016
    4Th Floor, 5-10 Great Tower Street, London, Ec3P 3Hx
    Managing a more diverse portfolio with responsibility for credit stewardship, new lending applications and targeting new customers. Initially the responsibilities included preparing customers for the Williams & Glyn Bank to become a stand alone entity.A tranche of the portfolio had sectors that were classified as High Risk including pubs /bars, gambling entities and shipping and it was my responsibility to undertake the Enhanced Due Diligence reports when these customers were either… Show more Managing a more diverse portfolio with responsibility for credit stewardship, new lending applications and targeting new customers. Initially the responsibilities included preparing customers for the Williams & Glyn Bank to become a stand alone entity.A tranche of the portfolio had sectors that were classified as High Risk including pubs /bars, gambling entities and shipping and it was my responsibility to undertake the Enhanced Due Diligence reports when these customers were either onboarded or being reviewed. These reviews would include assessment of many types of risk including operational, finance and people etc.Turnover for companies on the portfolio were on average between £2m and £30m and lending facilities included Group facilities, Libor Lending and Multi Option facilities. Show less
  • Natwest
    Senior Relationship Manager
    Natwest Jan 1988 - May 2015
    Looking after 1 & 2 Michelin star restaurants plus multi site fast casual and pub operations. Hotel clients vary between 30 - 200 room businesses in London.Portfolio also includes companies in the media and entertainment sector.Companies in the £2-£25m turnover space with facilities in both Base and Libor, multi currency, multi option, revolver as well as traditional loan and overdraft products.Leisure sector includes some classified as High Risk so requirement for… Show more Looking after 1 & 2 Michelin star restaurants plus multi site fast casual and pub operations. Hotel clients vary between 30 - 200 room businesses in London.Portfolio also includes companies in the media and entertainment sector.Companies in the £2-£25m turnover space with facilities in both Base and Libor, multi currency, multi option, revolver as well as traditional loan and overdraft products.Leisure sector includes some classified as High Risk so requirement for additional due diligence in terms of KYC and detailed Know your Business reports.Credit reports and enhanced due diligence reports would include assessment of business risk, finance risk, people risk etc. Show less

David Wishart Skills

Fundraising Commercial Banking Banking Loans Credit Risk Credit Commercial Lending Relationship Management Portfolio Management Business Planning Business Strategy Credit Analysis Small Business Lending

David Wishart Education Details

  • Brecon High Schoool
    Brecon High Schoool

Frequently Asked Questions about David Wishart

What is David Wishart's role at the current company?

David Wishart's current role is Project Manager Customer Remediation : Risk & Compliance Banking & Financial Services.

What schools did David Wishart attend?

David Wishart attended Brecon High Schoool.

What skills is David Wishart known for?

David Wishart has skills like Fundraising, Commercial Banking, Banking, Loans, Credit Risk, Credit, Commercial Lending, Relationship Management, Portfolio Management, Business Planning, Business Strategy, Credit Analysis.

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