Financial services executive with experience at multiple management levels in Private, Community & Business Banking; Credit Administration and Retail Operations. Extensive knowledge of commercial and retail lending, private banking, risk mitigation, bank operations and 1031 exchange and escrow services. A proven track record of effectiveness of operations and working successfully with clients. Additional success in building effective teams, streamlining processes and improving credit analysis and lending policy. Unique combination of leadership and technical skills used to effectively manage bank operations.Specialties: Regional management, market area management, community banking management, sales development, sales management, coaching and sales & service leadership, strategic planning, cultural enhancement, retail banking strategies, sales and business development, marketing, mergers and acquisitions research and analysis, client relationship management, 1031 exchange, escrow services.