I help people by organizing their financial life and building comprehensive financial strategies to help them reach their full economic potential. As a result, our clients have the potential to waste less, build more, get more back at retirement with less tax, all while better protecting their families against all of the things that could normally destroy a financial plan.Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. North Florida Financial Corporation is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. SCL_2017-02-21T14:29:00.847 Exp 2/19

Helped people invest in the stock market with strategies revolving around diversification and dollar cost averaging.

Helped people with their banking decisions and helped them make better financial decisions.