David has been a passionate advocate of Open Banking since 2016 when he spent four years as the Commercial Director at The Open Data Institute leading their work on Open Banking, helping governments and regulators in Mexico, Australia, New Zealand, Japan and Canada. Most recently he spent 3 years at the Open Banking Implementation Entity (OBIE) where, as Ecosystem Development Director, he led the team charged with growing and developing the Open Banking ecosystem. His key objective was to facilitate and encourage end user adoption of products and services powered by Open Banking. This included on-boarding new participants into the Directory, developing effective propositions to increase the adoption of Open Banking in the UK, and all OBIE marketing and events. By the time David left the OBIE, there were 90 banks and 250 fintechs using open banking to regularly share data from 7 million consumers and small business. His nearly 30 years in data-driven insight and marketing have seen him work with many leading brands in multiple sectors and countries. In addition to working for some of the largest players in the data world such as Experian and Telefonica, David also ran his own boutique data insight business, Thinkdata, for 5 years before it was acquired by Bertelsmann. David regularly speaks on the benefits and use cases for Open Finance at conferences in the UK and internationally, has co-authored a number of reports on Open Banking, and was interviewed on BBC TV on the day it officially launched in the UK in January 2018. David currently holds a number of part time advisory roles - Ecosystems Development Director with Raidiam, Strategic Advisor, Open Banking for Nuapay / EML Payments, an Australian payments organisation with businesses in the UK, Ireland and across Europe; co-chair of the judging panel for Open Banking Expo; member of the HMRC Payments Advisory Panel Originally a classically trained musician, David has a Master’s from Cambridge University and an MBA in Marketing.