David Ginn is an Independent Financial Adviser of ESN Financial Services which is regulated by the Financial Conduct Authority.- 1977 joined Lloyds TSB. Gained promotion to a Bank Manager. Received training on all aspects of customer service and management. Extensive training on Total Quality Management. Passed: Financial Planning Certificate One - 1994 joined The Wesleyan Assurance Society as a Financial Adviser and worked there until 2002. Passed: Financial Planning Certificate Two & Three. Member of The Personal Finance Society. - 2002 joined AXA as a self-employed Financial Adviser. Broadened my outlook on Financial products, in particular Investments. Passed: Certificate in Mortgage Advice and Planning and gave independent advice on Mortgages.- 2005 I became a Independent Financial Adviser with Scott & Casey Financial Management Ltd. Further developed my knowledge of the whole of the market in Investments, and Protection. Passed: Certificate in Lifetime Mortgages- 2008 qualified as an Estate Planning Consultant, advising on Wills and Trusts, and Lasting Power of Attorney, with Glenmoor Partnerships. Affiliate Member of The Society Of Will Writers.- 2009 formed David Ginn Financial Solutions as an Appointed Representative with Scott & Casey Financial Management Ltd.- 2015 qualified as Independent Financial Adviser. Passed Diploma in Financial Planning.Specialties: Independent Financial Adviser