David Graves is a Credit Risk Professional at Digital Matrix Systems. He possess expertise in analytics, risk management, financial services, credit risk, business intelligence and 43 more skills. Colleagues describe him as "I have known David for over 15 years. Our companies often provide service to the same client (His companies software, my companies data). David is detail oriented and the quality of his work is outstanding. David is a man of great integerty, something often lacking in today's world. I highley recommend David Graves" and "David has an excellent combination of critical technology and business process skills important in the Credit / Risk Management industry. Early in my career, David helped me build my understanding of credit bureaus, credit data, and how to utilize that critical information to manage a portfolio of varied consumer lending assets. David was a mentor and a key influence in my career development. He has a skill set that I have only observed in one or two others in over 15 years in this industry."