David Lorenc
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David Lorenc Email & Phone Number

Everything digital - strategy, transformation, sales, innovation, startups
Location: Prague, Czechia, Czech Republic 11 work roles 4 schools
1 work email found @kpmg.cz LinkedIn matched
✓ Verified Jul 2026 4 data sources Profile completeness 86%

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Role
Everything digital - strategy, transformation, sales, innovation, startups
Location
Prague, Czechia, Czech Republic

Who is David Lorenc? Overview

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David Lorenc is listed as Everything digital - strategy, transformation, sales, innovation, startups based in Prague, Czechia, Czech Republic. AeroLeads shows a work email signal at kpmg.cz and a matched LinkedIn profile for David Lorenc.

David Lorenc previously worked as CEO and Founder at Xodigi and Chief Digital and CRM Officer at Fincentrum A.S.. David Lorenc holds Oxford Fintech Programme from Saïd Business School, University Of Oxford.

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{first_initial}{last}@kpmg.cz
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Profile bio

About David Lorenc

Leader with focus on digital transformation and e-commerce. Also created new FinTech start-up as well as scaled up LegalTech one. Developed business usage of AI/Machine learning in online loan approval process and online insurance comparator for B2B segment.Experience with launching new internet bank as a start-up as well as leading digital transformation of the biggest traditional bank on the market with five million customers and wide branch network. Particular expertise in sales via digital channels (internet, mobile, social media), converting strategy into significant profit generation and multichannel.Innovative thinker with operational ability. Proven success leading strategic projects using SixSigma/Lean, managing big teams (400+ employees) and launching new business models like e-shop payment system or e-wallet. Experience with M&A and group corporate governance.Expert in bank products (loans, current accounts, cards), processes and digital distribution - internet banking, mobile, web, social networks.Areas of expertise:Digital transformationSales via digital channelsB2B Sales to executive levelMultichannel/OmnichannelDigital innovationStrategy creation and implementationNew business developmentProject management incl. strategic projectsProcess management and optimisation

Listed skills include Banking, Retail Banking, Internet Banking, Business Strategy, and 25 others.

11 roles

David Lorenc work experience

A career timeline built from the work history available for this profile.

Ceo And Founder

Prague, The Capital, Czech Republic

Created and launched FinTech start-up srovnaniprovizi.cz. Helped to scale up LegalTech start-up changing.legal and its service Orkist (automated creation of various types of legal contracts for real estate transactions). Drove business development of AI/Machine learning based online loan approval process as well as online insurance comparator.

Jun 2019 - Nov 2021

Chief Digital And Crm Officer

Prague, The Capital, Czech Republic

Build digital part of Fincentrum in the Czech Republic and Slovakia by converting paper based processes including advisory to digital and automate them. Create CRM system and the capability to generate leads that will be processed by either advisors or via digital channels (web, mobile, social) and will result in new sales. Develop and operate IT systems effectively to support digital transformation of the company. Create process and project management.

Sep 2015 - May 2019

Digital Leader

Prague, The Capital, Czech Republic

Created new Digital strategy and set digital as a new normal for the bankLed Digital transformation of whole enterprise, three key areas: 1. deliver the best customer experience via digital channels (internet banking, mobile, web, social media), 2. paperless bank - internally operate only electronically with no need for papers and 3. create new business models (digital disruptions)Doubled sales via digital channels - launched new sales channels (mobile, ATMs, social media), increased efficiency in call centers and improved sales processes for internet banking; annual volume of loan type products sold via digital channels reached CZK 4bln (€ 150m)

Aug 2013 - May 2015

Director, Direct Banking

Prague, The Capital, Czech Republic

Created and implemented new Direct Banking strategy that transformed on-line services from pure service to sales channel as well. Increased revenues from €40m in 2008 to €120m in 2012Innovations: Platba24 (e-shop payments) in 2010, Mobito (mobile payments system) in 2011-2012, brand new internet banking in 2012, mobile banking in 2012Improved project and process management to ensure delivery on key activitiesRevitalization of Digital Banking team (43 people at HQ and 300 in a call center) – new organization structure, few new employees, every employee has performance criteria and they are evaluated regularly, vitality charts, skip-level meetings

Oct 2007 - Mar 2015

Member Of Supervisory Board

Reico Investment Company

Prague

Jun 2011 - Dec 2014

Executive Director Direct Sales And Services

Prague, The Capital, Czech Republic

● Created and got approved new Direct Sales and Services (DSS) strategy that will double revenues to more than CZK3 billion (€107m) within 3 years. Focus on Direct Sales (POS terminals, ATMs, internet, call center), expansion to whole CSOB Group and Innovation● Transformed old Direct Banking team (140 employees at HQ and 280 in a call center) into new unit. 60 people were moved to other departments (ICT and Payments), organizational structure changed completely and 30 new people focused mainly on direct sales, direct products and senior project leaders were recruited● Restarted Innovation to be able to deliver more breakthrough projects at once (project management implemented and 7 senior project managers hired)● Increased shadow profit by 13% on CZK207m (€7.4m) with costs fully under control - figures for first 4 months of 2007

Aug 2006 - Jun 2007

Quality Leader, Strategic Projects Leader, Six Sigma Master Black Belt

Prague, The Capital, Czech Republic

Drove PMO and project prioritization (including $10m budget for non-strategic projects)Executed strategic projectsImplemented key corporate activities – Net Promoter Score (customer loyalty) and Lean

Oct 2003 - May 2006

Marketing Leader - Customer Retention

Ge Money Bank, Australia

Melbourne, Australia

6 months international rotation within GE Money● Reduced attrition rate on credit cards by 40%● Created retention processes for personal loans sold via branches● Developed and optimized “early pay out” process for mortgages

May 2003 - Oct 2003

Head Of Direct Banking

Prague, The Capital, Czech Republic

Gained more than 170,000 direct banking usersBecame #1 in terms of direct banking penetration (53% compare to 35% of the second most successful bank)Generated revenues $5m

Jan 2001 - May 2003

Business Manager

Expandia Banka

Prague, The Capital, Czech Republic

Expandia Banka, later renamed to eBanka, was the first internet bank in the Czech Republic07/99 – 07/00 Business manager of eCity (virtual city on internet), led team of 7 sales representatives, gained 40 retailers (like Nike, Speedo, Sony...)01/99 – 06/99 Private banking manager, built and managed team of 10 personal bankers and 10 telesales operators04/98 – 12/98 Personal banker focused on VIP clients

Apr 1998 - Dec 2000

Journalist

Mf Dnes

Prague, The Capital, Czech Republic

Economic desk journalist focused on capital markets and financial services for citizens

Aug 1994 - Oct 1997
4 education records

David Lorenc education

High School, Radio And Transmitting Technology

Secondary Technical School

Foreign Languages

Zs Rude Armady
FAQ

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What is David Lorenc's role at their current company?

David Lorenc is listed as Everything digital - strategy, transformation, sales, innovation, startups.

What is David Lorenc's email address?

AeroLeads has found 1 work email signal at @kpmg.cz for David Lorenc.

Where is David Lorenc based?

David Lorenc is based in Prague, Czechia, Czech Republic.

What companies has David Lorenc worked for?

David Lorenc has worked for Xodigi, Fincentrum A.S., Česká Spořitelna, A.S., Erste Group Bank, Ceska Sporitelna, Erste Group Bank, and Reico Investment Company.

How can I contact David Lorenc?

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What schools did David Lorenc attend?

David Lorenc holds Oxford Fintech Programme from Saïd Business School, University Of Oxford.

What skills is David Lorenc known for?

David Lorenc is listed with skills including Banking, Retail Banking, Internet Banking, Business Strategy, Six Sigma, Call Centers, Management, and Change Management.

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