David Molde Email & Phone Number

1 Perimeter Park South, Suite 130 S. Birmingham AL 35243

Put the MortgageRight team to work for you. We make getting a mortgage loan to purchase or refinance your dream home easy! Our growing team of local lending professionals guarantee great rates and fast, friendly service. We look forward to handling your mortgage needs. David Molde NMLS # 205415. MortgageRight NMLS # 2239. Phone 205-776-8401.

180 Main Street, Suite 220 Hoover AL 35244 At Patton Creek Shopping Center

Helping nice people to buy, build and refinance nice homes is my primary duty at Rock Mortgage. Our team of local lending professionals offer great rates, unmatched service and an on-time closing guarantee for clients peace of mind. With Conventional, VA, USDA, FHA, Construction, and Jumbo loans available we can help most customers with any residential.

160 Main St, Ste 216 Hoover AL 35244

Put the D & M Mortgage Team to work for you! We make mortgage lending easy. FHA, VA, Jumbo, Conventional and Construction to Permanent Loans. Local lenders with local underwriting. We want to be your lifetime lender! Let Dave and Malinda handle your mortgage needs today.

1360 Montgomery Hwy, Suite 100 Vestavia Hills AL 35216

Your first partner for local lending needs. FHA, VA, USDA, Conventional and Construction to Permanent loans. Loans to 100% loan to value with no MI for qualified applicants. Local processing and underwriting lead to fast, efficient closings. Over 25 years lending experience.

Birmingham, Alabama

Full service mortgage banker. Responsible for Birmingham Agency lending, FHA, VA, Conventional and Jumbo lending. Recruit, train, and supervise loan officers and processors. Skilled in new business development, realtor joint ventures and branch performance.

Birmingham, Alabama Area

Mortgage lending institution specializing in Conventional, FHA, VA lending. Personally closed over 1050 clients with $182 million in loan volume. Supervise loan officers, underwriting, processing and marketing campaigns.

Recruited to re-engineer ailing wholesale broker channel. Restructured the management team, leveraged core talents, redefined responsibilities in all departments. Assessed portfolio perfomance, monitored and set up collection department, and sold problem loan receivables at a premium. Increased sales of agency and non-prime loans to 99.9%. Managed.

Hired to develop a new production channel encompassing the retail and wholesale divisions. Set up joint venture with 15 branch offices. Directed originations, operations and secondary market sales at significant premiums.

Columbia, South Carolina Area

Developed a national business channel encompassing the retail, wholesale and correspondent divisions. Directed all aspects of the new business initiative- sales, marketing, training, underwriting, product development and delivery. Increased sales volume from $0 to $250 million. Substantial experience in project planning across numerous channels with Senior.

Greater San Diego Area

Opened 20 new offices nationwide with loan originations, yield and profitability 85% ahead of plan prior to joining Fleet Mortgage Group. Recruited, trained and managed 120 loan officers and branch managers in 16 states. Spearheaded market database sharing between mortgage and credit card affiliate companies for successful cross-selling initiative.

Greater Denver Area

Recruited to turn around unprofitable full-service mortgage finance company. Successfully accomplished realignment with 22% decrease in staff and 255% increase in profitability. Implemented effective loss mitigation techniques to reduce OREO and non-performing assets by $23 million and supervised 12 branch offices. Developed mortgage loan referral program.

Greater Denver Area

Increased profitability over 400% in two years. Set up distribution channels including retail branches, wholesale brokers, direct mail, telemarketing and bank branches for parent, First Interstate Bank. Responsible for business development, lending, underwriting, personnel and loan servicing.

Phoenix, Arizona Area

Worked my way through the ranks as loan officer, branch manager and regional manager. Supervised seven consumer finance branches and one broker branch with 18,000 client accounts. Increased loan outstandings 15% annually while posting the highest net profit in the company for the Arizona / California markets.

Masters, Business Administration

Auditing, Commercial Lending, Construction Lending, FHA Underwriting, Sales Leadership, Loss Mitigation, Risk Management, Project.

Bachelor'S Degree, Business Management, Psychology

Activities and Societies: Honors in Economics, Deans List