David Spack Email & Phone Number

New York, NY, US

Jersey City, NJ, US

Jersey City, NJ, US

Developed comprehensive policies and procedures for cryptocurrency lending business. Ongoing compliance support.

Fort Worth, Texas, US

San Francisco, California, US

Compliance and partnerships

New York, New York, US

• Design, build, and implement all aspects of compliance program including policies and procedures, training, and process.
• Unlocked a potential $1mm/month in additional origination volume by working with legal counsel to expand lending footprint.
• Maintain 50-state lending matrix, updated in real time with licensing requirements, usury caps, and other lending requirements.
• Lead all interactions with regulators, including licensing applications and responses to examinations and inquiries.

Denver, Colorado, US

• Developed and implemented comprehensive Compliance Management System for all aspects of small- business lending program in accordance with CFPB examination expectations.
• Performed periodic gap analyses of policies and procedures; collaborated with business stakeholders to design and implement necessary remediations.
• Prepared and delivered quarterly compliance reports to the Board of Directors.
• Tracked all customer complaints; performed periodic complaint root cause analysis to identify possible weaknesses in business processes and/or areas of concern.
• Worked closely with internal and external counsel to ensure defensible interpretations of lending law.
• Designed and implement small-business lending compliance training program for all staff.

• Directed all aspects of Compliance program for three affiliated broker-dealers with primary focus on equity derivatives execution business.
• Met regularly with senior regulatory officials (FINRA, New York Stock Exchange), to identify trends and potential areas for improvement.
• Provided periodic risk assessments to CEO and other senior management as well as working with CEO to complete annual certification regarding compliance and supervision.
• Conducted periodic training sessions with sales and trading personnel regarding new rules and regulations and areas of concern.
• Served as interim CEO/General Principal of New Albion Partners while licensing requirements were being completed by a Partner of the firm.

Zurich, CH

New York City, US

Real time advisory for Equity Derivatives, Cash Equities, Portfolio Trading, and DMA desks.Actively work with trading desks and vendors to ensure accuracy of trade reporting (OATS, ACT, LOPR).Lead role in preparing firm for Alternative Uptick (SEC Rule 201) and Market Access Rule (15c3-5).T+1 surveillance of equity trading activity across several front-end.

New York, NY, US