Our team, at Wells Fargo Advisors, works with individuals and corporations to help them with their specific financial goals and objectives. We listen to our clients, do a complete analysis of their current situation, discuss their risk tolerance as well as their short and long term goals, and present tax efficient and cost effective strategies that are designed to help them with their particular situation. By meeting the firms experience requirements, completing an advanced educational program and passing a rigorous examination, I have joined a small percentage of the Financial Advisors at Wells Fargo Advisors who can act as a Private Investment Management [PIM] portfolio manager. Our goal is to help clients increase their risk adjusted returns, reduce the tax implications of their investments, reduce their total investment costs and fees, and to add value on managing the debt side of the balance sheet. Please contact me by e-mail at davidj.young@wellsfargoadvisors.com or by phone at 616-395-4701.This information is intended for use only by residents of AZ, CA, CO, FL, IL, MD, MI, MO, NC, NJ, TX, VA and WI./*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social