Dawn Lopez Email & Phone Number

Alexandria, Va, Us

Washington, District Of Columbia, United States

I serve as a Financial Analyst, independently performing a variety of evaluations and analyses regarding the eligibility and qualifications of applicant organizations and intermediaries. • Conduct Lender oversight activities for all SBA Supervised Lenders (non-depository lending institutions which are authorized by SBA to make 7(a) loans) in an assigned portfolio, through periodic review of data analytical reports and lender financial statements, to include and assessment of the adequacy of regulatory capital and the loan loss reserve. • Identify and communicate issues to senior management in a timely manner. • Deliver written analyses of audited financial statements, financial projections, and sensitivity analyses for complex for-profit and not-for-profit lending institutions.• Develop work product, recommendations, and suggestions that are relied on as technically correct. Complicated work is reviewed for agreement with overall policies, attainment of objectives, and due dates.• Analyze and isolate variables in order to identify individual factors and to interrelate and correlate financial, accounting, and marketing variables and processes, as well as the underlying financial principals, in order to plan, develop, execute, and evaluate loan program requirements and to draw correct conclusions from the data evaluated.Additionally, I act as Corporate Trainer for federal employees and their contracted counterparts.• I onboard new employees, preparing them for their new positions. • I coordinate and conduct small group and individual training sessions based on staff and organizational learning needs.• Delivered virtual training while identifying training gaps to help the financial/ data analyst team.• I routinely evaluate business training needs and adjust staff development and training programs.• I designed, developed, and delivered online training for office employees.

Washington D.C. Metro Area

HUD• Manage a production site that is calculating the Mortgage Insurance Premiums for multi-family/ commercial mortgages. • Lead a team that houses appx. 20K files and perform premium reviews for each project. This involves knowledge of real estate finance, quality assurance checks, and daily reporting.VA• Provides an oversight monitoring of the VA’s Enhanced Use Lease program. • Review each lease for compliance, and regularly meet with VA officials to institute corrections to each site, researching each site for historical tax credits, building a comprehensive report for the entire portfolio. DC• This contract is an ongoing proforma analysis of the projected Tax Increment Financing (TIF) for a large commercial project in NE DC. • Evaluate revenue, expense, and tax estimation, and lifecycle costs of ownership estimates. This involves market studies and valuation.GSA• Work under a Blanket Purchase Agreement, (BPA to personally assist in the acquisition of multiple appraisals around the country for large and complex parcels of land and improvements, keeping each subcontractor to a deadline to meet the government’s needs. • Research contracting opportunities build relationships with contracting officers. Write the responses to these opportunities and manage the bid process.

Washington D.C. Metro Area

• Research and prepare a broad range of information resource documents critical to policy and decision making processes• Manage a large database of approximately 4000 participating SBA lenders with each lender’s examination and invoicing• Reporting to Executive Management figures pertaining to status/ stage of lender audits and examinations; quality assurance of those audits; identifying any issues• Responsible for reviewing and editing examinations reports prepared by contractors to ensure reports meet SBA quality standards• Evaluate lender performance risks to ensure multi-billion dollar SBA loan portfolio data are reflected to management accurately, appropriately and in a timely manner• Prepare and present recommendations for supervisory actions to the Director and Lender Oversight Committee.

Herndon, Va

• Experienced Commercial Loan Specialist with the Small Business Administration with the responsibility of approving and making recommendations to liquidate collateral and charge off commercial loans.• Analyzing collateral such as commercial and residential real estate, business personal property, vehicles, deposit accounts and insurance policies to determine a fair and marketable liquidation.• Maintaining relationships with SBA lenders by working within guidelines to honor each guaranty, confirm liquidation efforts, and analyze expenses relating to the care and preservation of collateral. Providing assistance to SBA lending partners with complex lending issues to afford a resolution.

Fairfax, Va

• Networking in traditional and creative ways to meet with potential business contacts and the general public. Developing and maintaining those relationships by informing and educating about the mortgage process, credit decisions and the impact to their personal economic status and what their role is in the larger economic picture. • Monitoring publications and news sources of the finance and mortgage industry and disseminating that information to clients and colleagues. Maintaining an MS Excel database for reporting and marketing purposes. • Complete analysis of each client’s objectives and educating them about the types of loan options that are best suited for their financial situation. This includes analyzing each applicant’s financial status, looking for signs of credit deterioration, assessing risk, and property evaluation. • Working with client to obtain the required information necessary to put together a complete and compliant file. Keeping that file up to date and satisfying each condition required by an underwriter. Creating the necessary reports, correspondence, and oral and written communication for briefing to senior management, professional partners, and clients about any risk or financial analysis.• Managing a collaboration of assistants, processors, and underwriters to facilitate the process. Managing work-flow processes and schedules.

Falls Church, Va

• Bank loan officer for SunTrust Mortgage, serving five bank branches as well as outside retail customers. • Analyze, counsel and review applications for credit worthiness with special attention to corporate and self employed clients. • Work hand in hand with branch teams, real estate agents, buyers, sellers, and home builders to meet regulatory guidelines, investor guidelines, and policy requirements of SunTrust Mortgage. • Skilled in understanding the mortgage market and relaying accurate information to borrowers about trends and rates.• Strong problem solving skills, communication skills, time management skills, professional and effective interpersonal skills.

Fairfax, Va

• Take applications, analyze, counsel and review application for credit worthiness• Work hand in hand with Sales Reps, Processors and Builder to meet regulatory guidelines, investor guidelines, and policy requirements of NVR• Guiding the loan process over long periods of time allowing for the build. Skilled in translating building timelines with mortgage review and keeping files up to date and compliant.• Skilled in understanding the mortgage market and relaying accurate information to borrowers about trends and rates• Strong problem solving skills, communication skills, time management skills, professional and effective interpersonal skills

Martinsburg, Wv

• Manage the WV Eastern Panhandle satellite office for the Charleston, WV based non-profit organization.• Identify bid opportunities and determine suitability for government contracting• Assist small businesses in securing their necessary registrations and certifications• Research agency procurement histories • Organize networking and matchmaking events between small business and government agencies• Assist in the preparation of a proposal, marketing to government agencies, and pricing

Martinsburg, Wv

• Started as a loan officer assistant and quickly learned and was promoted to loan officer by October 2004. • Employed by Accubanc Mortgage, Ameritrust Home Mortgage and Shenandoah Mortgage, LLC, under the umbrella of National City Mortgage • Assisted hundreds of families through the home mortgage process and developed lasting relationships with my customers and fellow real estate professionals• Routinely recognized in the Top 50 Most Profitable Loan Officers in the Mid-Atlantic Region. • Responsibilities were delegating to assistants, my own marketing, and walking each loan through the process to closing