I am a Solutions Architect with 20+ years of working experience in complete software development lifecycle. I have extensive knowledge in many aspects of the software industry such as technical feasibility studies & researches, requirement management, software estimation, software product costing, resource planning, risk management, software licensing & agreements, enterprise application design, system security, mobile application security, data and privacy protection, open source licensing compatibility etc.I am being an expert in retail payment, smartcard technologies, transaction processing risk management, tokenization, cross boarder transaction processing, SCADA Systems, fraud screening, NFC / HCE, closed-loop payment processing, electronic wallets, QR payment acceptance, cryptographic key management techniques, crypto systems, trust provisioning management, trusted platform modules and various open standards.I am familiar with many industry standards and to name few of them, ISO/IEC 24014-1:2015, EN 1545-1:2015, EN 1545-2:2015, ISO/IEC 8825-2:2015, FIPS-140-2, ISO/IEC 19845, ISO/IEC 8583, ISO/IEC 14443, ISO/IEC 7816, Global Platform, JavaCard, SMPP, FIX 5.0 etc.Apart from the general discipline of a solutions architect, I am specialized in compliance requirements related to specific business domains such as PCI-DSS, PA-DSS, PCI-PTS, HIPPA, GDPR, PDPA, POPIA, e-money regulations, EMV QR, EMV 3DS, AML / CFT, ISO/IEC 9001, ISO/IEC 27001 etc.MBTI Personality type indicator - INTJ https://www.personalitypage.com/html/INTJ.html
Listed skills include Requirements Analysis, Solution Architecture, Microsoft Sql Server, Sdlc, and 45 others.