I have been in banking and mortgage lending since 1979. I believe my lending experience can help me be a very good resource for you for residential mortgages. I can help with a diverse mortgage menu that provides several loan programs however focus on First Time Home Buyers, Doctor Loans and Renovation loans. I am a very effective resource to help you through the mortgage financing process. Below is a quote from one of our recent customers:"It has been a genuine pleasure to have conducted business with you. The professionalism and sensitivity which you and your staff demonstrated will be remembered by me and my family.""David and his team are very helpful, courteous, timely, and have followed-through well on all aspects of loan processing."In 1984 I moved into the mortgage industry. From 1997 - 2013 I had been associated with SunTrust Mortgage. Through unique mortgage products and a focus on the client experience, we have grown an effective partnership.In 2018 I have a new partnership with Guaranteed Rate Affinity. This adds renovation loan products not previously available. Also, a more efficient operation should allow us to better meet the needs of our clients and referral sourcesMy growth and accomplishments can largely be attributed to learning how to focus on our client and referral partner experience to ensure their needs are met in the mortgage process.Specialties: Focused on growing client and referral partner relationships by delivering needs oriented experience through the mortgage process. I can quickly answer your questions and help you through the mortgage process. Utilizing technology to better reach clients and referral partners to improve the process by which we deliver on our promises does not replace the very personal attention to the details of your needs. Very helpful to First Time Homebuyers. http://www.nmlsconsumeraccess.org/GA - Residential Mortgage Licensee #63929Guaranteed Rate Affinity NMLS 15986471800 W. Larchmont Ave., Chicago, IL 60613(888) 844-9888 - grarate.comEqual Housing LenderFor licensing information, go to http://www.nmlsconsumeraccess.org/www.grarate.com/licensing