Debra Danielson Email and Phone Number

Audit closed loan documentation for accuracy to ensure loan was closed according to underwriting guidelines based upon program criteria. Present findings to SLR committee.

Contractor through DasErte - Repurchase Operations - Quality Control Analyst completing research, resolution and decision of demands from Agencies.

Managed Minneapolis Lincare Center providing Oxygen Therapy, Respiratory Therapy and Positive Airway Pressure to patients. Completes audit of documentation to ensure compliance with DOT, FDA and Medicare. Handles review and approval of patients applying for the Financial Hardship Program. Improved patient satisfaction by 25% by enforcing quality education at setup.Reduced the number of patient calls by 35% by improving routing and adherence to timely delivery of products and services.Increased respiratory medication orders and compliance by Clinician follow-up.Increased Market Share by 4% by partnering with Sales.

Managed Post Closing Department involved in the audit, resolution and sale of mortgage loans to investors. Created yearly budget, monitored monthly expenses to ensure alignment with financial goals. Evaluated department performance and staffing requirements by use of capacity models, metrics and scorecard. Created documentation for Sarbanes-Oxley (SOX) to ensure audit met control requirements. Presented monthly Executive Summary to Homecomings Managing Directors. Enforced relationship and collaboration across mortgage origination branches to drive process efficiencies based upon audit findings and investor feedback.Member of Credit Risk Committee to reduce risk by completing analysis of investor kickbacks.Participated in re-engineering project, which eliminated duplicate processes and reduced the cost per loan by 48%. Established imagining process with vendor according to service level agreement. Servicing liaison with GMAC Mortgage, reduced servicing defects within six months from 4.66% to .43%, ensuring data and documents met servicing set up requirements.

Managed Post Closing Team of 12 associates conducting audit, resolution and sale of mortgage loans to GMAC, FNMA/FHLMC and Secondary Investors.

Managed processes and relationships with mortgage companies originating loans in Mexico for second-vacation homes to U.S. Citizens. Handled loan audit, mortgage underwriting and sale of loans to investors. Created policies and procedures manual based upon on-site review of construction practices in Mexico.

Analyzed applicants credit and property to determine level of loan approval and closing conditions prior to loan closing. Completed underwriting process on loans prior to closing, for “A” credit and Subprime.

Supervised loan audit process and loan sale to investors. Created internal and external procedures by defining processes necessary to ensure purchase of quality loans. Conducted customer-training sessions on all aspects of mortgage loan delivery. Participated in on-site review of bulk loans to be purchased by RFC.