Deepmala Singh

Deepmala Singh Email and Phone Number

Business Process Lead || Senior Business Analyst || Commercial Lending || Loan IQ || ACBS || TLM || @ Tata Consultancy Services
bombay, maharashtra, india
Deepmala Singh's Location
Bengaluru, Karnataka, India, India
About Deepmala Singh

7+ years of expertise in corporate and investment banking, as well as banking operations, with a strong understanding of loan trading, administration, deal closing, and loan agency. Good team player, good communicator, and efficient at managing teams and researching new technologies with fresh ideas.

Deepmala Singh's Current Company Details
Tata Consultancy Services

Tata Consultancy Services

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Business Process Lead || Senior Business Analyst || Commercial Lending || Loan IQ || ACBS || TLM ||
bombay, maharashtra, india
Website:
tcs.com
Employees:
408935
Deepmala Singh Work Experience Details
  • Tata Consultancy Services
    Business Process Lead
    Tata Consultancy Services Nov 2022 - Present
    Bengaluru, Karnataka, India
    Servicing syndicated loan portfolios, including payments/advances, rollovers, commitment reductions/increases, conversions, rate sets, and loan interest/fee calculations, using Loan IQ. Responsible for initiating new deals, amendments, rollovers, and fee payments in the Loan IQ system and serving as the primary point of contact for consumers and relationships.Lead the team that improved the Loan IQ system and optimized the workflow process with an emphasis on closing control gaps. Reconciliation is being worked on to address any mismatched or unreconciled items. Communicating with the Documentation Team, US/London Support Team, Reference Data Management Team, Banks, and Relationship Managers.Oversee a portfolio of bilateral and syndicated deals with significant value. Completing secondary loan trading for loan operations in the US, EU, and Asia, as well as syndicated bilateral arrangements. Examine attorney-prepared credit agreements for data integrity and operational risk, and give the business lines operational direction.Oversaw Trade Finance's daily operations, with a focus on processing bank guarantees, collections, and Trade Finance Letters of Credit. shown a high level of competence in handling trade-related goods and services, including a thorough understanding of the regulations and norms pertaining to trade that have been mandated by the International Chamber of Commerce (ICC), including ICC/UCP/URC.
  • Situsamc
    Credit & Income Analyst
    Situsamc Aug 2021 - Sep 2022
    Bengaluru, Karnataka, India
    Handling Assignment and Silent/Sub-participation Activities Related to Secondary Trading. Providing daily updates, making sure all tasks are finished quickly and accurately, and serving as a first point of contact for clients and relationship sets.Within the parameters of credit authority, negotiating financial transactions and arranging transactions for documentation. helping to prepare transactions for documentation for transactions exceeding credit authority and to assist in financial negotiationsProactively recognized and handled the operational, credit, and legal risks related to Trade goods and services.Sustaining transparent and efficient dialogue, both verbally and in writing, to enable the seamless exchange of data among team members and external stakeholders.Examining the Portfolio Management System's best practices in order to develop projects that support the underlying transactions, manage them, and, once finished, archive them.Performed a credit analysis using discounted cash flow estimates and accumulated interest computations to assess the borrower's ability to repay the original or modified loan.Assisting with wholesale and retail client "loan" covenant compliance reviews, including on-site record and machine/inventory audits.
  • Cognizant
    Senior Process Executive
    Cognizant Jan 2017 - Aug 2021
    Kolkata, West Bengal, India
    Credit Exposure Monitoring: ensure transaction and collateral security remains within approval guidelines; documentation, covenant, and financial compliance of the transaction/ borrower. Is vigilant in maintaining a portfolio of high-quality risk via timely borrower and portfolio reviews; identifies potentially deteriorating risk situations, recommends remediation to ensure the safety of bank’s funds.Effectively analyze credit applications utilizing the current Credit Guidelines and Practices & the “Fair Isaac” credit scoring model to and provide a complete assessment of the applicant's credit risk. Make recommendations, & credit decisions within their approved credit authority. Maintain average to above average buying standards (quality & volume).Utilizes lending authority and mature understanding of all aspects of Mortgage and/or Home Equity underwriting and portfolio guidelines to underwrite moderately complex loan files.Performing transactional analysis and pro-actively engaging to mitigate risks in the transactionSupporting the corporate credit manager and Working knowledge of financial statements and financial statement analysis.

Deepmala Singh Education Details

Frequently Asked Questions about Deepmala Singh

What company does Deepmala Singh work for?

Deepmala Singh works for Tata Consultancy Services

What is Deepmala Singh's role at the current company?

Deepmala Singh's current role is Business Process Lead || Senior Business Analyst || Commercial Lending || Loan IQ || ACBS || TLM ||.

What schools did Deepmala Singh attend?

Deepmala Singh attended Calcutta University, Kolkata.

Who are Deepmala Singh's colleagues?

Deepmala Singh's colleagues are Ankit Shukla, Haritha Undefined, Avik Sengupta, Vsn Murty, Sweksha Singhai, Suyash Pandey, Muthu Vijay.

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