Derek Mann Email & Phone Number

Columbus, Georgia Area

Columbus, Georgia Area

•Solicited, developed, and serviced a wide variety of C&I or real estate loans and lines of credit•Directed underwriting analysis of applicant’s financial data to evaluate credit worthiness•Train, develop, and oversee work of Portfolio Managers and other Commercial Bankers•Made decisions or recommendations on new loan requests and renewals•Participated with Sr. Officers on larger loans and lines of credit•Provided financial advice to customers•Demonstrated the ability to… Show more •Solicited, developed, and serviced a wide variety of C&I or real estate loans and lines of credit•Directed underwriting analysis of applicant’s financial data to evaluate credit worthiness•Train, develop, and oversee work of Portfolio Managers and other Commercial Bankers•Made decisions or recommendations on new loan requests and renewals•Participated with Sr. Officers on larger loans and lines of credit•Provided financial advice to customers•Demonstrated the ability to sell banking products and build relationships•Provided customer service to commercial customers•Represented Synovus within the community•Responsible for loan portfolios of up to $250MM Show less

Columbus, Georgia Area

•Manage a regional team responsible for developing and implementing feasible, timely workout strategies in coordination with both lending and borrowing institutions; restructuring credit and repayment terms, better securing collateral or establishing recourse to other borrower assets.•Oversee the team to analyze legal position with regard to loan documents and collateral to determine appropriate equity position.•Coordinate with tax, legal, audit, and credit/loan policy departments as… Show more •Manage a regional team responsible for developing and implementing feasible, timely workout strategies in coordination with both lending and borrowing institutions; restructuring credit and repayment terms, better securing collateral or establishing recourse to other borrower assets.•Oversee the team to analyze legal position with regard to loan documents and collateral to determine appropriate equity position.•Coordinate with tax, legal, audit, and credit/loan policy departments as necessary to ensure compliance of negotiated workout agreements within established company policies and regulatory agency ordinances.•Ensure enforcement of bank rights and remedies if negotiated workout plan proves not feasible and/or further default ensues and work closely with counsel, loan recovery, turnaround professionals, court appointed receivers and others in enforcement proceedings, seeking to maximize recovery of nonperforming assets.•Coordinate and establish liquidation value of bank collateral in conjunction with liquidators, appraisers, and other professionals.•Maintain credit files with appropriate documentation.•Oversee action plans with specific resolution target dates and ensure prompt recommendations and adjustments for risk ratings, loss recognition or write offs and accrual status.•Use professional knowledge, experience, and analytical criteria to make decisions and advise team members and management accordingly.•Monitor the collection and ensure the correct application of recovered funds. Show less

Columbus, Georgia Area

• Responsible for the investigation and analysis of credit risks• Resolved complex credit problems independently• Developed and maintained financial background on present and prospective customers• Prepared credit analysis packages for loan officers and committees• Maintained a positive relationship with the C&I portfolio of customers with commitments of over $300MM

Columbus, Georgia Area

• Trained in various areas of the bank including credit analysis, teller, head teller, personal banker, & branch manager/lender training

Columbus, Georgia Area

• Reconciled various bank general ledger accounts and demand deposit accounts• Communicated daily with Synovus divisions to resolve issues and provide service to internal customers • Selected to be an integral member of the Q&E project team and work closely with Assistant Regional CFO to develop automated reconciliations for multiple CB&T demand deposit accounts

Master Of Business Administration (M.B.A.)

Bba, Finance

Graduated Summa Cum Laude. Studied abroad with the International Scholar Laureate Program Delegation on Business to China, 2007.