Derek Payne Email & Phone Number

Auckland, New Zealand

Auckland, New Zealand

Auckland, New Zealand

Auckland

Developing and testing a second line assurance function to provide assurance on credit risk.

Auckland, New Zealand

• Providing direction and guidance to Agribusiness Partners, in the management of at-risk dairy farm borrowers• Analysing dairy farming financial performance (historical and projected) to make decisions on funding requests within personal lending discretion• Identifying potentially serious risk areas and developing and putting in place appropriate mitigation strategies

Auckland, New Zealand

• Review and analysis of identified “hot spots” with regard to internal bank policies and processes and industry sectors, with focus on credit risk management.• Compiling reports on findings and recommendations for Executive Committee. Includes recommended changes to internal policy, including restrictions (or release of existing restrictions) on lending policy and guidelines.• Compiling and publishing industry specific “good deal guides” for information and guidance of lenders.

Auckland, New Zealand

• Decisioning funding requests within personal lending discretion, for business and corporate borrowers.

Auckland, New Zealand

• Management of a portfolio of corporate clients

Auckland, New Zealand

• Leadership of the Northern Credit Restructuring (loan workout) unit having prime responsibility for the identification and rehabilitation (or recovery) of under-performing or non-performing debt covering the upper North Island geographical area (Taupo north).• Establish and maintain relationship with external professionals (accountants, insolvency practitioners, solicitors, valuers, real estate agents).• Supervision and development of seven direct reports.

Auckland, New Zealand

Palmerston North, Taranaki, Auckland

Branch Accountant, University of Auckland Branch. Non executive roles at Fitzherbert Avenue branch (Palmerston North), Eketahuna, Manaia, St Heliers, Customs Street, Penrose, New Lynn

University Entrance

Bachelor’S Degree, Bachelor Of Business - Statistical Analysis Course 72160, A

Bachelor’S Degree, Bachelor Of Business - Economic Reasoning Course 71120, A-

Bachelor’S Degree, Bachelor Of Business - Introduction To Law Course 71110, B+

Bachelor’S Degree, Bachelor Of Business - Business Management Course 71130, A-

Bachelor’S Degree, Bachelor Of Business - Accounting Course 71100, A