Derek T. Email & Phone Number

With over four years of experience as a mortgage and consumer loan underwriter, I have developed a strong understanding of the lending industry and the risk assessment process. I have worked with multiple financial institutions and handled a variety of loan products, including secured, unsecured, and indirect auto lending.As an underwriter with multiple financial institutions, I was responsible for examining, evaluating, and underwriting all mortgage and consumer loan applications, ensuring accuracy, compliance, and alignment with company policies. I communicated and documented the reasons for approval or rejection of loans, and requested additional information as needed. I also acted as the primary contact for dealership re-submission and re-negotiation. I have a background in lending, fraud detection, collections, and customer service, which enables me to build and maintain positive relationships with clients and colleagues. I am proficient with Desktop Underwriter, Loan Product Advisor underwriting software(s), appraisal review, and, self-employment income & credit underwriting.

Listed skills include Relationship Building, Fraud Detection, Banking, Debt Collection, and 6 others.