Derrick Engels Email & Phone Number

Lower Hutt, Nz

Wellington, New Zealand

I am committed to helping people achieve financial freedom. With a understanding of the New Zealand property market, I work closely with clients to create personalized lending solutions that align with their long-term financial goals. My focus is on delivering strategies that not only reduce debt faster but also empower families to secure a stronger financial future.• Meeting with clients to understand their financial situation, goals, and mortgage needs. This includes assessing their current mortgage structure and identifying areas for savings or improvements.• Designing customized home loan structures that align with clients' financial goals, using NZHL’s unique mortgage repayment strategies to help reduce debt faster and save on interest costs.• Acting as a coach or mentor to clients, providing ongoing support, advice, and education on managing their finances, budgeting, and ways to accelerate mortgage repayments.• Building long-term relationships with clients, regularly reviewing their financial situation and mortgage structure to ensure it continues to meet their needs.• Helping clients set realistic financial goals and regularly tracking their progress toward mortgage repayment and financial independence.• Ensuring all paperwork, loan applications, and financial documentation are accurate and compliant with relevant lending laws and regulations.• Staying up-to-date with changes in the mortgage market, lending regulations, and products to provide clients with the most relevant and effective advice.

Wellington Region, New Zealand

Responsible for driving vehicle sales, achieving both volume and profit based targets. My key deliverables include risk management, relationship building, sales planning, logistical analysis, consulting, marketing, product knowledge, presentations, customer care and customer satisfaction. Conduct daily business planning operations to keep new vehicle department running, with an emphasis on productivity and professionalism. • Guide clients with their motor vehicles purchase based on their affordability and needs, whilst utilising effective influencing skills to direct clients’ purchase decisions in favour of delivering strategic business objectives• Apply operational compliance in accordance with business standards• Management of risk escalation procedures in line with desired outcomes• Manage multiple projects effectively, and report on outcomes• Identify and analyse problems, then come up with creative and novel solutions• Build and develop robust and long-lasting professional client relationships• Apply effective communication principals pertaining to supply chain risks and disruptions• Monitor the logistical aspects of the vehicle deliveries, i.e. tracking vehicle deliveries and arrival dates• Conduct needs analysis based on clients budgetary requirements• Offer financing guidance to clients, including clarification of the different financing scenarios available

South Africa

Was responsible for business growth by means of assisting clients with their holistic financial planning needs, providing specialised life insurance, estate planning, short-term insurance, retirement and investment planning services.• Effectively communicated relevant strategies to assure positive outcomes• Applied constructive business planning solutions, and report on strategies applied• Facilitated effective client consultations, determining their financial needs based on a Financial Needs Analysis• Offered custom financial plans based on the outcomes of their Financial Needs Analysis (including information such as age, assets, liabilities, family circumstances, health, etc.)• Established meaningful professional relationships with clients and colleagues to provide support ongoing, insightful, and best-fit solutions • Managed client investments, achieving optimal portfolio performance, and advocating risk management• Advised clients on their own personal risk profiles, and incorporating this into a recommended savings strategy to realise their retirement or savings goals• Implemented appropriate investment and risk assurance strategies, based on the clients’ Financial Need Analyses, to minimise both client and company risk

South Africa

Provided clients with uniquely tailored financial plans that address their aspirational or lifestyle requirements, including: healthcare insurance, sound investment planning and estate and retirement planning.• Consulted with clients to determine their financial requirements and personal goals, whilst promoting the sales and marketing of Momentum financial products and services• Delivered high-quality customer service and customer engagement• Conducted a comprehensive Financial Needs Analysis for each client to determine their unique portfolio requirements and risk profile, effectively managing compliance and company risk• Focussed on the achievement of targets and delivering continuous annual sales growth

South Africa

Responsible for driving vehicle sales, achieving both volume and profit based targets as set by Mercedes-Benz South Africa. My key deliverables included client relationship building, consulting, marketing, product knowledge, presentations, logistics, customer care and customer satisfaction.• Prepared files for auditing purposes, and reported on irregularities• Offered effective and targeted sales presentations, marketing strategies and activations to deliver annual sales growth• Led the sales and marketing of various vehicles, ranging from entry-level vehicles, which started at +/- NZ $50 000, up to the top of the range Mercedes-AMG vehicles, some of which retailed at +/- NZ $350 000 • Assisted clients with their motor vehicles purchase based on their affordability and needs, whilst utilising effective influencing skills to direct clients’ purchase decisions in favour of delivering strategic business objectives• Processed and managed specialised client requests, i.e. placing customer orders for vehicles to be custom built in Germany as per the client’s specifications• Increased revenue by attaining national volume and profit-based sales targets• Built and developed robust and long-lasting professional client relationships, with some clients returning multiple times over a 10-year period• Successfully negotiated and concluded purchase transactions with the aim of being as profitable as possible whilst meeting the client’s expectations• Monitored the logistical aspects of the vehicle deliveries, i.e. tracking vehicle deliveries and estimated arrival dates• Offered financing guidance to clients, including clarification of the different financing scenarios available and assistance with document submission

South Africa

• Delivered targeted, specialised AMG sales support, catered for a specific clientele• Provided knowledgeable and insightful service which drove profitable vehicle sales and developed sustainable business relationships• Additional general sales duties were in line with the responsibilities mentioned for the Assistant Sales Manager with Mercedes Benz over the period of Oct 2012 – Sep 2017 (above)

South Africa

• Driving profitable vehicle sales and developing sustainable business relationships, similar to the responsibilities mentioned for the Assistant Sales Manager with Mercedes Benz over the period of Oct 2012 – Sep 2017 (above)

South Africa

Level 5 Residential Property Lending, Financial Planning And Services

Sales And Support Services, Sales, Distribution, And Marketing Operations, General

Certified Mercedes-Benz Sales Representative, Automotive Services

Re5 Regulatory Examination: Representatives In All Categories Of Fsps, Financial Planning And Services

Fp1, Financial Planning And Services