Credit Underwriting
• Examined loan proposals to gain a comprehensive understanding of the different businesses & industries, their operational nuances, and the specific financial needs they entail.• Meticulously reviewed loan proposals and verified the accompanying documents and proactively raised queries to rectify the discrepancies.• Analyzed financial statements and mapped key metrics to access the financial health and credibility of prospective borrowers.• Assessed a client's repayment capacity through quantitative analysis and qualitative judgement.• Performed due diligence.