Lead the strategic execution of production & profitability goals for the Des Moines Metro, Central Iowa and the Cedar Falls/Waterloo Metro Markets. Direct and oversee the activities of the commercial banking line of business and staff in those markets while also helping to manage new and existing client relationships. Responsible for performing a range of duties supporting the team and market to ensure maintenance of a high level of customer service, credit quality and assisting lenders in meeting individual and team objectives.Experienced In: Commercial & Industrial Financing; Commercial Real Estate Financing; Sponsor Finance, Healthcare Financing, Tax-Exempt Financing; Interest Rate SWAPs; High-Net Worth Personal Financing; Participation, Syndications, and Non-Profit Financing.

Manage existing and new Commercial Real Estate (CRE), Commercial and Industrial (C&I) and all other business relationships and insure adherence to the Bank's credit policies and applicable regulatory requirements. Maintain close customer contact to provide solutions while working with other bank partners. Provide oversight and management to a group commercial lending staff. Offer insight and guidance into new lending opportunities, credit/portfolio administration, loan approvals, quality of loans as well as individual performance and training.Additionally, lead the Loan Participations Group which is responsible for facilitating the sale and purchase of loan participations and syndicated transactions with external as well as sister financial institutions.

Building relationships to ensure products and services are appropriately tailored to meet customers needs. Doing so by working in conjunction with other bank partners to implement a full relationship strategy.Additionally, lead the Loan Participations Group which is responsible for facilitating the sale and purchase of loan participations and syndicated transactions with external as well as sister financial institutions.

Responsible for profitable business development as well as monitoring the quality of an extensive existing portfolio of companies. Lead and coordinate with other Bank partners to create and implement a relationship strategy for customers and prospects.

Management over two lending portfolios consisting of $400 million of commercial lending exposure while providing an objective analysis, risk assessment, as well as an assessment of portfolio and industry risk management in accordance with bank policies and procedures.

Assist in management over the bank's commercial loan portfolio. Preparing written reviews on loan applications relative to financial strengths and weaknesses of borrowers, guarantors, collateral and loan structures with opinions as to credit worthiness. Supported the credit risk function of the Bank by performing other duties as assigned by upper management.

Responsible for reviewing, analyzing, approving and underwriting individual consumer requests and products. Primarily FHA, Fannie Mae, Freddie Mac, and VA home mortgage refinances.Reviewed credit applications, credit bureau information, collateral valuations, tax returns, financial statements, and other supporting documentation to recommend and/or approve requests.Assisted with the calculations and preparation of reports for review; responding to customer inquiries and credit decisions; contacting customers and partners to gather information to make appropriate decisions and explain rationale behind credit decisions.

Supported the Financial Planning & Analysis team by assisting in the analysis of data provided by retail customers related to inventory management and sell-through. Provided financial analysis for maximizing product margin, inventory turns, new product tracking, and quarterly reports.Worked on projects associated with our main retail customer, Sears, on inventory management for newly established product lines. Developed a tracking system to track all of Sears’s products that was distributed monthly to all Sears team members.

Supported the Commercial Lending Department in the management of clients, resolving account/client issues, and providing administrative support. Including: financial spreading, loan reviews and loan renewals.Completed other various assignments assigned by the Executive Vice President of Commercial Lending and the Vice President, Senior Commercial Relationship Managers.

Developed financial blueprints using company methods, creating Personal Needs Analyses for current and potential clients.Wrote over $5 million of insurance face value doing joint work with other financial representatives in the company as well as on my own.