Senior Life Insurance Underwriting
CurrentAs a Senior Life Insurance Underwriter at Ash Brokerage, I evaluate risks and exposures in the life insurance process for clients while advocating for the best possible outcome. Primary responsibilities include:- Assess the eligibility of a proposed insured to receive life insurance.- Negotiate and create underwriting offers with insurance carriers.- Analyze insurance applications.- Approve or deny applications based on risk assessment.- Conduct independent investigations of applicants.- Review background checks, medical records.- Obtain medical records from physician offices.- Hold a high level of medical terminology with continued education in this area.- Train and educate other new business members about medical underwriting.- Analyze risk assessment.- Use computer programs and actuarial data to determine the likelihood and magnitude of a payout over the life of the policy.Our approach is to focus on customization to make sure the design fits both the client's need and budget, which could include term, whole life, universal life, and variable products for fully-underwritten, simplified and guaranteed issued plans. We also focus on building relationships with an advisor to help maximize the impact the Life Insurance New Business Department can have on their practice. I’m proud to be a part of Ash Brokerage’s team of more than 300 people who make a difference for financial professionals and their clients each day. We know our work has an impact on the lives of countless people, along with their families, businesses and communities. That’s why we remain focused on building deeper relationships and providing positive outcomes. That’s why you should work with Ash Brokerage.
