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Dharmesh Parmar Email & Phone Number

State Head - Credit / AGM for Gujarat II Secured & Unsecured Lending Business II MUTHOOT FINCORP LTD at Muthoot Fincorp Ltd.
Location: Ahmedabad, Gujarat, India 6 work roles 2 schools
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Current company
Role
State Head - Credit / AGM for Gujarat II Secured & Unsecured Lending Business II MUTHOOT FINCORP LTD
Location
Ahmedabad, Gujarat, India
Company size

Who is Dharmesh Parmar? Overview

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Quick answer

Dharmesh Parmar is listed as State Head - Credit / AGM for Gujarat II Secured & Unsecured Lending Business II MUTHOOT FINCORP LTD at Muthoot Fincorp Ltd., a company with 5823 employees, based in Ahmedabad, Gujarat, India. AeroLeads shows a matched LinkedIn profile for Dharmesh Parmar.

Dharmesh Parmar previously worked as Cluster Manager - Credit II MIcro & Small Enterprise II UJJIVAN SMALL FINANCE BANK at Ujjivan Small Finance Bank and Area Manager - Credit for Central Gujarat II HL & LAP II SHUBHAM HOUSING DEVELOPMENT FINANCE CO LTD at Shubham Housing Development Finance Company. Dharmesh Parmar holds Tyba, Physiology, General from Gujarat University.

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Email format at Muthoot Fincorp Ltd.

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Muthoot Fincorp Ltd.

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Profile bio

About Dharmesh Parmar

• Handling high value files, Personal discussion and visit to the customer business commencing place for analysis of business and justify cash flow as per industry scale. • Work of all types of files (Home loan, Loan against property, Top up, Non – Residential Premises)• After in Positive PD cases recommendation to upper level. • Before proposal checking point of – CAM/Deviations & proper capturing of mitigate/justification. • TAT surveillance of mapped areas.• Responsible for maintaining healthy portfolio for branches. • Responsibilities to mitigated delinquent cases.• Responsible for audit queries resolve on priority with justify answers providing suggestion & feedback for necessary changes in the policy look to words the market scenario & competition.• Surveillance branch operations activity like legal and technical subject condition scrutinized before handover to Ops.

Listed skills include Mis, Banking, Credit, Financial Services, and 15 others.

Current workplace

Dharmesh Parmar's current company

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Muthoot Fincorp Ltd.
Muthoot Fincorp Ltd.
State Head - Credit / AGM for Gujarat II Secured & Unsecured Lending Business II MUTHOOT FINCORP LTD
thiruvananthapuram, kerala, india
Employees
5823
AeroLeads page
6 roles

Dharmesh Parmar work experience

A career timeline built from the work history available for this profile.

State Head - Credit / Agm For Gujarat Ii Secured & Unsecured Lending Business Ii Muthoot Fincorp Ltd

Current

Ahmedabad, Gujarat, India

Risk underwriting of Secured loans i.e., Loan again property – Gujarat region. Responsible for maintaining healthy portfolio of Ahmedabad, Himmatnagar, Palanpur, Jamnagar, Surendranagar, Rajkot, Nadiad, Vadodara, Surat, Ankleshwar, Vapi, Dahod and Godhra. Managing team Cluster / Branch Credit Managers and Credit Officers. Review Portfolio Quality in.

Jan 2023 - Present

Cluster Manager - Credit Ii Micro & Small Enterprise Ii Ujjivan Small Finance Bank

Ahmedabad, Gujarat, India

Risk underwriting of Secured loans i.e., Loan again property – Nava Vadaj Cluster. Responsible for maintaining healthy portfolio of Navavadaj Cluster, Ahmedabad.Managing team Credit and Ops officers. Regularly coordinating with various vendors including legal & technical vendors to monitor collateral values. Proving suggestion & feedback for necessary.

Nov 2021 - Dec 2022

Area Manager - Credit For Central Gujarat Ii Hl & Lap Ii Shubham Housing Development Finance Co Ltd

Ahmedabad, Gujarat, India

 Handling high value files, Personal discussion and visit to the customer business commencing place for analysis of business and justify cash flow as per industry scale.  Work of all types of files (Home loan, Loan against property, Top up, Non – Residential Premises) After in Positive PD cases recommendation to Credit Committee level.  Before proposal.

Oct 2018 - Nov 2021

Credit Manager Ii Affordable Hl & Lap Ii Aavas Financiers Ltd

Ahmedabad, Gujarat, India

  • Risk Underwriting of housing loan for affordable segment.
  • PD conducting at customer business commencing place for analysis of business and justify cash flow as per industry scale.
  • In case of Positive PD, Initiate Post PD documentation and then after case recommendation.
  • Making and checking CAM and captured deviation with Mitigate.
  • Responsible for file login to disburse Process complete within TAT.
  • Responsible for maintaining healthy portfolio for branch.
Sep 2016 - Sep 2018

Credit

Ahmedabad, Gujarat, India

  • Pre-screening of login files
  • Data Entry on online Finn One/CRM next /Omni flow
  • Conducting credit checks (De-dupe, Bureau, TVR, FI, FCU, PD, Hunter match with Credit Decision)
  • Co-coordinating with verification agencies (Field Investigation, FCU,PD)
  • Maintaining branch MIS (Login, Disbursal, Dispatch)
  • Handling disbursement to LAN process
Oct 2008 - Apr 2016

Credit And Risk Ii Consumer Loan-Tw Loan- Pl Loan Ii Citi Financial Consumer Finance - Citi Bank

Ahmedabad, Gujarat, India

Credit and Risk

Mar 2004 - Sep 2008
Team & coworkers

Colleagues at Muthoot Fincorp Ltd.

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2 education records

Dharmesh Parmar education

Tyba, Physiology, General

Activities and Societies: I have completed TYBA from Gujarat University in 2014

FAQ

Frequently asked questions about Dharmesh Parmar

Quick answers generated from the profile data available on this page.

What company does Dharmesh Parmar work for?

Dharmesh Parmar works for Muthoot Fincorp Ltd..

What is Dharmesh Parmar's role at Muthoot Fincorp Ltd.?

Dharmesh Parmar is listed as State Head - Credit / AGM for Gujarat II Secured & Unsecured Lending Business II MUTHOOT FINCORP LTD at Muthoot Fincorp Ltd..

Where is Dharmesh Parmar based?

Dharmesh Parmar is based in Ahmedabad, Gujarat, India while working with Muthoot Fincorp Ltd..

What companies has Dharmesh Parmar worked for?

Dharmesh Parmar has worked for Muthoot Fincorp Ltd., Ujjivan Small Finance Bank, Shubham Housing Development Finance Company, Aavas Financiers Ltd, and Fullerton India Credit Company Ltd..

Who are Dharmesh Parmar's colleagues at Muthoot Fincorp Ltd.?

Dharmesh Parmar's colleagues at Muthoot Fincorp Ltd. include Janavi Kshirsagar, Praveen Kumar, Vijay Kumar, Reema Nanaiah, and Lalchand Sk.

How can I contact Dharmesh Parmar?

You can use AeroLeads to view verified contact signals for Dharmesh Parmar at Muthoot Fincorp Ltd., including work email, phone, and LinkedIn data when available.

What schools did Dharmesh Parmar attend?

Dharmesh Parmar holds Tyba, Physiology, General from Gujarat University.

What skills is Dharmesh Parmar known for?

Dharmesh Parmar is listed with skills including Mis, Banking, Credit, Financial Services, Data Entry, Branch Banking, Change Management, and Outsourcing.

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