Dhiraj Bhatia Email and Phone Number
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A vastly experienced and multi-faceted Business & Product Development Professional with over 22 years of experience in Strategic Planning, Banking Operations, Business Development, Channel Sales, Client Servicing, Product Development & Digital Transformation, endowed with dynamism and tempered with the qualities of head and heart. Possessing an Entrepreneurial mindset, I have always viewed and approached every job with an entrepreneur’s eye for detail and efficiency.Possessing expertise in supervising and monitoring all aspects of operation-processes, while constantly striving towards accelerating revenue generation and dealing efficiently with retail and commercial clients Adept at handling day-to-day sales activities in coordination with the internal team and channel partners for ensuring smooth business operations, with a view to fulfill the overall objectives.Innovatively skilled in defining alternate channel partners towards achieving business objectives of the organization.Core Competencies : Distribution Optimizing, Robust Business Development, Market research & Analysis, Portfolio Management, Channel Management, Post Sales & Service Support, Relationship management, Retail Banking, Team Management Dynamics, Product Development, Digital Transformation
Hdfc Bank
View- Website:
- hdfcbank.com
- Employees:
- 101165
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Product Lead - Alternate Banking Channel & PartnershipsHdfc Bank Feb 2022 - PresentMumbai, Maharashtra, India -
Senior Branch Head - Sme BranchYes Bank May 2019 - Feb 2022Mumbai, Maharashtra -
Co-FounderApp Solutions Oct 2018 - May 2019Mumbai, Maharashtra, India
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Chief ManagerIcici Bank Sep 2015 - Oct 2018Mumbai, Maharashtra, IndiaOperations• Spearheaded five retail branches in Mulund area, managed 50+ employees and coordinated with various stakeholders • Led the retail / wealth / private banking / corporate clients and successfully penetrated the real estate segment in Mulund • Conducted Eazypay Drive for the Thane regionBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also… Show more Operations• Spearheaded five retail branches in Mulund area, managed 50+ employees and coordinated with various stakeholders • Led the retail / wealth / private banking / corporate clients and successfully penetrated the real estate segment in Mulund • Conducted Eazypay Drive for the Thane regionBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Monitored the cluster sales targets, conceptualized and implemented competent strategies to increase new accounts and expanded existing ones for a wide range of financial products and services • Increased market share of the bank in the vicinity of the branch • Kept and maintained highest level of Compliance and AML adherence• Oversaw marketing, business channel development, team development, cost management and revenue generation Client Management• Provided advisory services to corporate and high net-worth customers on funds management • Fostered healthy relationships with key accounts • Actively penetrated in SES ( Self Employed Segment ) of Mulund area through Solutions ( CMS, Eazypay, etc ) & Business Loans ( Secured & Unsecured )• Closely worked with leading builders in Mulund area and catered to their funding, solutions and banking requirementsTraining & Development• Mentored eight employees in last one year and helped them to reach to the next level; also trained outbound team of approx. 100+ Sales Officers on Self Employed Segment Show less -
Branch ManagerKotak Mahindra Bank Apr 2012 - Sep 2015Parel,New Marine Lines, MumbaiOperations• Spearheaded retail branch of Parel ( GL of INR 100 crores + ) and New Marine Lines ( GL of INR 50 crores + )• Monitored the profit and loss of the branch and achieved yearly budgets• Ensured error free operations along with highest level of compliance and AML adherence • Monitored the day-to-day activities of the branchBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade… Show more Operations• Spearheaded retail branch of Parel ( GL of INR 100 crores + ) and New Marine Lines ( GL of INR 50 crores + )• Monitored the profit and loss of the branch and achieved yearly budgets• Ensured error free operations along with highest level of compliance and AML adherence • Monitored the day-to-day activities of the branchBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Monitored the branch sales targets, conceptualized and implemented competent strategies to increase new accounts and expand existing ones for a wide range of financial products and services • Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Increased market share of the bank in the vicinity of the branch • Oversaw marketing, business channel development, team development, cost management and revenue generation Client Management• Provided advisory services to corporate and high net-worth customers on funds management • Fostered healthy relationships with key accounts Show less -
Branch HeadHdfc Bank Aug 2007 - Sep 2011Branch Head - Charni Road branch (Dec 2009 to Sep 2011)• Led the retail branch operations • Successfully increased Deposit base by 31% i.e., from INR 130 crores to INR 170 crores, in 18 months Business Banking (advances) by 63% i.e., from INR 55 crores to INR 90 crores Profits by 52% from INR 2.50 crores to INR 3.80 crores Branch Head - Chowpatty, Opera House branch (Aug 2007 to Dec 2009)• Led the retail branch operations and managed the deposit base of INR… Show more Branch Head - Charni Road branch (Dec 2009 to Sep 2011)• Led the retail branch operations • Successfully increased Deposit base by 31% i.e., from INR 130 crores to INR 170 crores, in 18 months Business Banking (advances) by 63% i.e., from INR 55 crores to INR 90 crores Profits by 52% from INR 2.50 crores to INR 3.80 crores Branch Head - Chowpatty, Opera House branch (Aug 2007 to Dec 2009)• Led the retail branch operations and managed the deposit base of INR 62+ crores including CASA of INR 30 crores• Successfully increased Deposit base by 106% i.e., from INR 30 crores to INR 62 crores, in 18 months and Profits by 81% • Branch honored with the Clash of Titan award for Q4 of 2007-08 for highest average growth in current account pan India Show less -
Relationship Manager / Cluster Sales Manager - Wb/Assam/Sikkim-Direct SalesIdbi Bank Sep 2001 - Aug 2007Relationship Manager & Investment Advisor (Jan 2005 to Dec 2006)• Led the preferred customer cell for Park Street branch; managed sales, services, deepening and acquisition• Cross sold bank’s products and services to the existing and new HNW customers• Acted as an Investment Advisor to the HNW customers• Pivotal role in enhancing profitability of the branch by selling third party productsCluster Sales Manager – Liabilities of West Bengal / Sikkim / Assam (Sep 2001 to Dec… Show more Relationship Manager & Investment Advisor (Jan 2005 to Dec 2006)• Led the preferred customer cell for Park Street branch; managed sales, services, deepening and acquisition• Cross sold bank’s products and services to the existing and new HNW customers• Acted as an Investment Advisor to the HNW customers• Pivotal role in enhancing profitability of the branch by selling third party productsCluster Sales Manager – Liabilities of West Bengal / Sikkim / Assam (Sep 2001 to Dec 2004)• Spearheaded the Direct Sales team of the West Bengal, Sikkim and Assam Cluster• Recruited, trained, mentored and monitored sales team• Led the branch opening campaign of Brabourne Road, Khardah, Konnagar, Ranchi, Gariahat, Dumdum, Gangtok, Guwahati• Designed lucrative incentive structure for the sales team in line with the market trends• Conceptualized and formulated innovative marketing strategies and introduced promotional activities to maximize sales Show less
Dhiraj Bhatia Skills
Dhiraj Bhatia Education Details
Frequently Asked Questions about Dhiraj Bhatia
What company does Dhiraj Bhatia work for?
Dhiraj Bhatia works for Hdfc Bank
What is Dhiraj Bhatia's role at the current company?
Dhiraj Bhatia's current role is Product Development | Digital Transformation | Retail Banking | Business Banking | Fintech | Edtech | Financial Inclusion | Channel Management | Mentoring & Training.
What is Dhiraj Bhatia's email address?
Dhiraj Bhatia's email address is dh****@****ank.com
What schools did Dhiraj Bhatia attend?
Dhiraj Bhatia attended Indian Institute Of Management, Indore, Jamnalal Bajaj Institute Of Management Studies, University Of Calcutta.
What skills is Dhiraj Bhatia known for?
Dhiraj Bhatia has skills like Banking, Trade Finance, Cross Selling, Branch Banking, Commercial Banking, Wealth Management, Mutual Funds, Leadership, Retail Banking, Mis, Relationship Management, Insurance.
Who are Dhiraj Bhatia's colleagues?
Dhiraj Bhatia's colleagues are Allapalli Gangadri, Rehnuma Idrisi, Amith Hebbar, Jayesh Agrawal, Beerappa Anawal, Humerabee Shaikh, Prasad Pancholi.
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dhiraj bhatia
Medical Director & Chief Physician , Neurology & Sleep Centre ,New Delhi, Ex Medical Director Vlcc Health Care, Ex Medical Counseli French Embassy .Worked As Senior Cardiologist At Kolmet Hospital, Fortis Escorts .Delhi, India2yahoo.co.in, vlccwellness.com -
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Dhiraj Bhatia
Customer Success Manager | Engagement Specialist| Proactive Problem Solver | Optimizing Customer ExperienceNavi Mumbai
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