Dhiraj Bhatia

Dhiraj Bhatia Email and Phone Number

Product Development | Digital Transformation | Retail Banking | Business Banking | Fintech | Edtech | Financial Inclusion | Channel Management | Mentoring & Training @ HDFC Bank
bombay, maharashtra, india
Dhiraj Bhatia's Location
Mumbai, Maharashtra, India, India
Dhiraj Bhatia's Contact Details

Dhiraj Bhatia personal email

About Dhiraj Bhatia

A vastly experienced and multi-faceted Business & Product Development Professional with over 22 years of experience in Strategic Planning, Banking Operations, Business Development, Channel Sales, Client Servicing, Product Development & Digital Transformation, endowed with dynamism and tempered with the qualities of head and heart. Possessing an Entrepreneurial mindset, I have always viewed and approached every job with an entrepreneur’s eye for detail and efficiency.Possessing expertise in supervising and monitoring all aspects of operation-processes, while constantly striving towards accelerating revenue generation and dealing efficiently with retail and commercial clients Adept at handling day-to-day sales activities in coordination with the internal team and channel partners for ensuring smooth business operations, with a view to fulfill the overall objectives.Innovatively skilled in defining alternate channel partners towards achieving business objectives of the organization.Core Competencies : Distribution Optimizing, Robust Business Development, Market research & Analysis, Portfolio Management, Channel Management, Post Sales & Service Support, Relationship management, Retail Banking, Team Management Dynamics, Product Development, Digital Transformation

Dhiraj Bhatia's Current Company Details
HDFC Bank

Hdfc Bank

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Product Development | Digital Transformation | Retail Banking | Business Banking | Fintech | Edtech | Financial Inclusion | Channel Management | Mentoring & Training
bombay, maharashtra, india
Website:
hdfcbank.com
Employees:
101165
Dhiraj Bhatia Work Experience Details
  • Hdfc Bank
    Product Lead - Alternate Banking Channel & Partnerships
    Hdfc Bank Feb 2022 - Present
    Mumbai, Maharashtra, India
  • Yes Bank
    Senior Branch Head - Sme Branch
    Yes Bank May 2019 - Feb 2022
    Mumbai, Maharashtra
  • App Solutions
    Co-Founder
    App Solutions Oct 2018 - May 2019
    Mumbai, Maharashtra, India
  • Icici Bank
    Chief Manager
    Icici Bank Sep 2015 - Oct 2018
    Mumbai, Maharashtra, India
    Operations• Spearheaded five retail branches in Mulund area, managed 50+ employees and coordinated with various stakeholders • Led the retail / wealth / private banking / corporate clients and successfully penetrated the real estate segment in Mulund • Conducted Eazypay Drive for the Thane regionBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also… Show more Operations• Spearheaded five retail branches in Mulund area, managed 50+ employees and coordinated with various stakeholders • Led the retail / wealth / private banking / corporate clients and successfully penetrated the real estate segment in Mulund • Conducted Eazypay Drive for the Thane regionBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Monitored the cluster sales targets, conceptualized and implemented competent strategies to increase new accounts and expanded existing ones for a wide range of financial products and services • Increased market share of the bank in the vicinity of the branch • Kept and maintained highest level of Compliance and AML adherence• Oversaw marketing, business channel development, team development, cost management and revenue generation Client Management• Provided advisory services to corporate and high net-worth customers on funds management • Fostered healthy relationships with key accounts • Actively penetrated in SES ( Self Employed Segment ) of Mulund area through Solutions ( CMS, Eazypay, etc ) & Business Loans ( Secured & Unsecured )• Closely worked with leading builders in Mulund area and catered to their funding, solutions and banking requirementsTraining & Development• Mentored eight employees in last one year and helped them to reach to the next level; also trained outbound team of approx. 100+ Sales Officers on Self Employed Segment Show less
  • Kotak Mahindra Bank
    Branch Manager
    Kotak Mahindra Bank Apr 2012 - Sep 2015
    Parel,New Marine Lines, Mumbai
    Operations• Spearheaded retail branch of Parel ( GL of INR 100 crores + ) and New Marine Lines ( GL of INR 50 crores + )• Monitored the profit and loss of the branch and achieved yearly budgets• Ensured error free operations along with highest level of compliance and AML adherence • Monitored the day-to-day activities of the branchBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade… Show more Operations• Spearheaded retail branch of Parel ( GL of INR 100 crores + ) and New Marine Lines ( GL of INR 50 crores + )• Monitored the profit and loss of the branch and achieved yearly budgets• Ensured error free operations along with highest level of compliance and AML adherence • Monitored the day-to-day activities of the branchBusiness Development• Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Monitored the branch sales targets, conceptualized and implemented competent strategies to increase new accounts and expand existing ones for a wide range of financial products and services • Successfully achieved annual business plans across products including liabilities, third party products, assets, trade finance, business banking and also controlled OPEX• Increased market share of the bank in the vicinity of the branch • Oversaw marketing, business channel development, team development, cost management and revenue generation Client Management• Provided advisory services to corporate and high net-worth customers on funds management • Fostered healthy relationships with key accounts Show less
  • Hdfc Bank
    Branch Head
    Hdfc Bank Aug 2007 - Sep 2011
    Branch Head - Charni Road branch (Dec 2009 to Sep 2011)• Led the retail branch operations • Successfully increased  Deposit base by 31% i.e., from INR 130 crores to INR 170 crores, in 18 months Business Banking (advances) by 63% i.e., from INR 55 crores to INR 90 crores Profits by 52% from INR 2.50 crores to INR 3.80 crores Branch Head - Chowpatty, Opera House branch (Aug 2007 to Dec 2009)• Led the retail branch operations and managed the deposit base of INR… Show more Branch Head - Charni Road branch (Dec 2009 to Sep 2011)• Led the retail branch operations • Successfully increased  Deposit base by 31% i.e., from INR 130 crores to INR 170 crores, in 18 months Business Banking (advances) by 63% i.e., from INR 55 crores to INR 90 crores Profits by 52% from INR 2.50 crores to INR 3.80 crores Branch Head - Chowpatty, Opera House branch (Aug 2007 to Dec 2009)• Led the retail branch operations and managed the deposit base of INR 62+ crores including CASA of INR 30 crores• Successfully increased  Deposit base by 106% i.e., from INR 30 crores to INR 62 crores, in 18 months and Profits by 81% • Branch honored with the Clash of Titan award for Q4 of 2007-08 for highest average growth in current account pan India Show less
  • Idbi Bank
    Relationship Manager / Cluster Sales Manager - Wb/Assam/Sikkim-Direct Sales
    Idbi Bank Sep 2001 - Aug 2007
    Relationship Manager & Investment Advisor (Jan 2005 to Dec 2006)• Led the preferred customer cell for Park Street branch; managed sales, services, deepening and acquisition• Cross sold bank’s products and services to the existing and new HNW customers• Acted as an Investment Advisor to the HNW customers• Pivotal role in enhancing profitability of the branch by selling third party productsCluster Sales Manager – Liabilities of West Bengal / Sikkim / Assam (Sep 2001 to Dec… Show more Relationship Manager & Investment Advisor (Jan 2005 to Dec 2006)• Led the preferred customer cell for Park Street branch; managed sales, services, deepening and acquisition• Cross sold bank’s products and services to the existing and new HNW customers• Acted as an Investment Advisor to the HNW customers• Pivotal role in enhancing profitability of the branch by selling third party productsCluster Sales Manager – Liabilities of West Bengal / Sikkim / Assam (Sep 2001 to Dec 2004)• Spearheaded the Direct Sales team of the West Bengal, Sikkim and Assam Cluster• Recruited, trained, mentored and monitored sales team• Led the branch opening campaign of Brabourne Road, Khardah, Konnagar, Ranchi, Gariahat, Dumdum, Gangtok, Guwahati• Designed lucrative incentive structure for the sales team in line with the market trends• Conceptualized and formulated innovative marketing strategies and introduced promotional activities to maximize sales Show less

Dhiraj Bhatia Skills

Banking Trade Finance Cross Selling Branch Banking Commercial Banking Wealth Management Mutual Funds Leadership Retail Banking Mis Relationship Management Insurance Team Building Team Management Branch Management Private Banking Financial Risk Kyc Customer Service Core Banking Investments Business Planning Crm Management Business Development Branch Operation Customer Value Creation Sales And Marketing Retail Assets Wealth Management Services Business Banking Quality Management Strategic Planning Recruitment Training And Development People Management Customer Relationship Management

Dhiraj Bhatia Education Details

Frequently Asked Questions about Dhiraj Bhatia

What company does Dhiraj Bhatia work for?

Dhiraj Bhatia works for Hdfc Bank

What is Dhiraj Bhatia's role at the current company?

Dhiraj Bhatia's current role is Product Development | Digital Transformation | Retail Banking | Business Banking | Fintech | Edtech | Financial Inclusion | Channel Management | Mentoring & Training.

What is Dhiraj Bhatia's email address?

Dhiraj Bhatia's email address is dh****@****ank.com

What schools did Dhiraj Bhatia attend?

Dhiraj Bhatia attended Indian Institute Of Management, Indore, Jamnalal Bajaj Institute Of Management Studies, University Of Calcutta.

What skills is Dhiraj Bhatia known for?

Dhiraj Bhatia has skills like Banking, Trade Finance, Cross Selling, Branch Banking, Commercial Banking, Wealth Management, Mutual Funds, Leadership, Retail Banking, Mis, Relationship Management, Insurance.

Who are Dhiraj Bhatia's colleagues?

Dhiraj Bhatia's colleagues are Allapalli Gangadri, Rehnuma Idrisi, Amith Hebbar, Jayesh Agrawal, Beerappa Anawal, Humerabee Shaikh, Prasad Pancholi.

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