Dilip Singh Email & Phone Number

Alpharetta, GA, US

Atlanta, GA, US

Leading Next-gen Identity Solution driven (DIT- an NPI, eID and Other ID Proofing) via AI/ML Models and StrategyKount Contact & Locate (NPI) (Patent filed) - Designed to help customer find best contacts for customers Flagship Trust Scores creation for ID Fraud (Kount 360 product) (Patent filed)Developing next generation of XDID (Cross device.

Atlanta, GA, US

• Leading all Advanced Analytics, Credit & Fraud Strategy and Model Development related to Risk Assessment Engine (RAE). Deployed Internal fraud / Authentication / Synthetic ID platforms (Equifax Workforce Solution.
• Working with multiple Fintech & Vendors solutions on Fraud considering Biometrics, Geolocation, Email, Device related authentication.
• Developing next generation of XDID (Cross device Identification) behavioral biometric models

New York, New York, US

• Led acquisition and customer management risk for Mexico consumer book ($17B in A/R), including credit cards, personal loans & mortgage.
• Managed global teams; led model development & strategy. Ensured timely execution working with Ops teams in MX
• Drove key risk policy and procedure enhancements including payment capacity, risk reward, risk-based pricing and offers
• Executed End-to-end Collections/ Recovery strategy, developed profit optimization-based risk mitigation tools.
• Successfully delivered multiple RAF Expansions for Credit Card & Personal loans, led multiple campaigns for Credit line increase and led several updates to senior leadership (Global CRO)
• Directly increased profits by optimizing & renewing Acquisition strategy (throughput and residual studies)

London, GB

• Managed teams comprising AVPs, Senior analysts with varied expertise & wide range of experience.
• Led credit & fraud risk strategy development for $40b BCUS retail credit portfolio; devised innovative merchant based strategies (CHAID based), which involved extensive sentiment analysis providing Common point of.
• Risk Model Validation & Evaluation for BCUS portfolios. Conducted validation on vendor’s risk rating models.
• Delivered numerous strategies which is devised to expand market through RAF expansion and at the same time minimize losses and hold fraud activity.

London, GB

I had successfully deployed several PD and LGD Models on a $60b HSBC Mortgage portfolio. I have been key contributor to several Default analytical projects aiming to minimize losses and target default ahead of time.Developed PD and LGD Models implemented over $60B worth of portfolio, also devised performance matrix for gauging the performance of Loan.

London, GB

Collections Strategy and Risk Analytics which includes Model development and managing collections framework. - Highly involved in the various loss mitigation / Loan Modification for HSBC US Mortgage business- Includes Designing the Loan modification program by developing various Models on Expense, LGD and Probablity of Default.- Strategy development for.

Northbrook, IL, US

Awarded " Certification of Excellence Analytics" in Oct'07. Was member of "Analytical Champions". - Done Risk Modeling/Cross Sell Modeling for a Leading Indian Bank. - Provided recommendation and Business Strategy through Cluster Analysis and other Analytical tools- Done Churn Analysis and Survivor Analysis for a US leading Online Postal Services Company..

San Diego, California, US

-Involved in building Credit Risk Model to rank order a portfolio with respect to risk of account ever going default or bankruptcy.The project was a challenging one, as it involved building Challenger Model to the current Champion Models. The project ended on a high note, as the new model outperformed the earlier models in all aspects.-Developed Human.

Work as a IT Consultant (Software Engineer).- Learned various software (PHP, Java, ASP Dotnet, etc) and applied it to numerous project.- Had worked on Flash MX,Dream weavers, Photo-shop, used action scripting for 3 multimedia project. - Being a start-up company, got exposure to provide end to end solution to the clients.- My roles and responsibility.

Master'S Degree, Finance

Bachelor'S Degree, Electrical Engg.