Dipayan Pal
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Dipayan Pal Email & Phone Number

Product Lead - Personal Loans - Digital Lending at ABCD Aditya Birla Capital
Location: Mumbai, Maharashtra, India 12 work roles 3 schools
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✓ Verified August 2026 3 data sources Profile completeness 86%

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Current company
Role
Product Lead - Personal Loans - Digital Lending
Location
Mumbai, Maharashtra, India

Who is Dipayan Pal? Overview

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Dipayan Pal is listed as Product Lead - Personal Loans - Digital Lending at ABCD Aditya Birla Capital, based in Mumbai, Maharashtra, India. AeroLeads shows a matched LinkedIn profile for Dipayan Pal.

Dipayan Pal previously worked as Product Lead - Personal Loans - Digital Lending at Abcd Aditya Birla Capital Digital and Product Lead - Digital Lending at Abcd Aditya Birla Capital. Dipayan Pal holds Post Graduate Diploma In Management, Marketing from International Management Institute - Imi.

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ABCD Aditya Birla Capital

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About Dipayan Pal

I am a Product Lead at ABCD Aditya Birla Capital, where I build user-centric digital lending journeys on the ABCD super app from scratch using design thinking and product innovation strategies. With over seven years of experience in product management and marketing, I have a proven track record of delivering successful products for the Indian consumer base and helping companies lead in highly competitive markets.As the Product Owner for Personal Loans and Credit Cards on the ABCD app, I ensure alignment with the organization's short-term and long-term goals, driving revenue growth and expanding the customer base. I also formulate the go-to-market strategy for the launch of new product offerings on the ABCD platform. My specialties include UX, UI, marketing strategy, innovation, analytics, branding and positioning, alliances and partnerships, market intelligence, vendor management, campaign management, revenue, go-to-market, growth, agile methodologies, product development, project management, product strategy, growth market, channel management, market and competitive analytics, customer lifecycle management, customer loyalty and retention, acquisition marketing, team building, and time management. I am passionate about creating impactful and delightful experiences for the customers and solving their pain points through technology and innovation.

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Dipayan Pal's current company

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ABCD Aditya Birla Capital
Abcd Aditya Birla Capital
Product Lead - Personal Loans - Digital Lending
12 roles · 16 years

Dipayan Pal work experience

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Product Lead - Digital Lending

Mumbai, Maharashtra, India

Building user-centric digital lending journeys on ABCD super app from 0-1 using design thinking and product innovation strategies. Utilizing in-depth research and collaboration with cross-functional teams, I drive the development of UX, journey experience, and product roadmap based on business value and user impact.As the Product Owner for Personal Loans and Credit Cards on the ABCD app, I ensure alignment with the organization's short-term and long-term goals, driving revenue growth and expanding the customer base.Additionally, I am responsible for formulating the go-to-market strategy for the launch of Personal Loan and Credit Card offerings on the ABCD platform.

Associate Director, Credit Card Products

Mumbai, Maharashtra, India

Responsible for new product development including product conceptualization, product innovation, process development, product communication, launch and acquisition strategy and enhance consumer experiences across all digital channels for client acquisition and promotion of brands, deals, etc by leading the conception and implementation of integrated brand campaigns for both new and existing products

Apr 2022 - Nov 2022

Product Manager- Credit Cards

Mumbai, Maharashtra, India

Responsible for positioning of credit cards, co-branded cards, identifying target buyers, creating aggressive marketing programs with focus on increasing market share by retention of existing customers and the acquisition of new customers and developing & maintain strategic business partnership with partners like Myntra, Zomato & so on

Jun 2020 - Mar 2022

Channel Sales Manager- Employee Banking Cards

Mumbai, Maharashtra

Led credit card sales team for Employee Banking cards on a Pan-India scale and increased overall growth, revenue, & profitability for Employee Banking Cards & other product portfolios by collaborating with Sales & Business Teams to develop cross-selling marketing strategies

Feb 2020 - May 2020

Manager- Third Party Sales

New Delhi, Delhi, India

Devised a sales funnel to boost income and strategize on how to influence consumer decisions• Achieved the greatest figures in PAN-India in Q3, Q4'18 and Q1'19, Q3'19 and Q4'19• Booked over 2500 cards, which was an all-time high in Jan’20

Jul 2018 - Jan 2020

Sales Manager, Online Channel

New Delhi Area, India

Responsible for collaborating with stakeholders to drive sales cycle and enhance revenue generation through Up-Selling and Cross-Selling and develop Performance Incentive Structure and Sales Promotion Schemes

Jan 2018 - Jun 2018

Assistant Manager- Retail Banking

New Delhi Area, India

Responsible for establishing seamless business acquisition by working closely with the Product, Risk, and Sales Operations Teams thus contributing to process efficiency

May 2017 - Dec 2017

Member

Consulting And Strategy Club, Imi New Delhi

New Delhi Area, India

Responsible for conducting events organised by the Consulting and Strategy Club, IMI New Delhi. Handled the different end to end dynamics associated with organising an event. Emceeing at events as well as engaging the participants.-POC, Corporate Engagements-Club Sponsorhips-Event Management for Pan India level Inter-Bschool competitions

Jul 2015 - Mar 2017

Sales And Marketing Intern

Bangalore

“Building Reseller Network for XOXO Engage” The primary focus of this project was to increase the visibility of Giftxoxo by associating XOXO Engage, the Rewards and Recognition portal of Giftxoxo with companies in the HR space. Fostering such marketing partnerships would help Giftxoxo increase its visibility in the market. This would also help to grab the mind space of the companies who are unaware of the concept of experiential gifting which is new to India.The project aimed to use different modes of Business to Business marketing like blogs, email marketing, joint content generation, the presence of banners and logos on websites, etc.The project was very helpful in understanding the dynamics of the E-commerce industry and the new concept of experiential gifting. As well as the different types of B2B marketing which marketers can avail for tapping corporate customers.

Apr 2016 - May 2016

Student

Rcciit
2011 - 2015 ~4 yrs

Trainee

Mejhia, West Bengal

Undergone vocational training At Mejia Thermal Power Station (M.T.P.S.), D.V.C. on Control & Instrumentation (C&I section). Practical exposure to the basics of instrumentation engineering. Hand on training with sensors, transducers, amplifiers, heat and pneumatic sensors, Coal Handling Plant, Demineralisation plant, Control Systems, Different types of valve used for industrial purposes.

Jun 2014 - Jul 2014
3 education records

Dipayan Pal education

Post Graduate Diploma In Management, Marketing

Activities and Societies: -> Debate -> Master of Cermonies, DigiCon'16, Annual Digital Marketing Conclave, IMI, New Delhi -> Was a part.

Bachelor Of Technology (B.Tech.), Applied Electronics And Instrumentation Engineering, 8.17

Rcc Institute Of Information Technology 117

Activities and Societies: Debate, RoboticsTeam, Organising Fests.Pursued B.Tech. in Applied Electronics and Instrumentation Engineering..

I.S.C., Science, 85.3%

St. Augustine'S Day School, Kolkata
FAQ

Frequently asked questions about Dipayan Pal

Quick answers generated from the profile data available on this page.

What company does Dipayan Pal work for?

Dipayan Pal works for ABCD Aditya Birla Capital.

What is Dipayan Pal's role at ABCD Aditya Birla Capital?

Dipayan Pal is listed as Product Lead - Personal Loans - Digital Lending at ABCD Aditya Birla Capital.

Where is Dipayan Pal based?

Dipayan Pal is based in Mumbai, Maharashtra, India while working with ABCD Aditya Birla Capital.

What companies has Dipayan Pal worked for?

Dipayan Pal has worked for Abcd Aditya Birla Capital Digital, Abcd Aditya Birla Capital, Standard Chartered Bank, Consulting And Strategy Club, Imi New Delhi, and Giftxoxo.Com.

How can I contact Dipayan Pal?

You can use AeroLeads to view verified contact signals for Dipayan Pal at ABCD Aditya Birla Capital, including work email, phone, and LinkedIn data when available.

What schools did Dipayan Pal attend?

Dipayan Pal holds Post Graduate Diploma In Management, Marketing from International Management Institute - Imi.

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