Denis Silva Email & Phone Number

São José, Santa Catarina, Brasil

• Atuei como analista sênior na equipe de risco de crédito da Intelbras SA
• Desenvolvi e implementei estratégias de crédito para diversos segmentos de negócios, incluindo pequenas, médias e grandes empresas.
• Liderei projetos de análise de risco de crédito, identificando insights estratégicos e minimizando impactos adversos na cadeia de suprimentos.
• Coordenei as atividades de crédito, identificando oportunidades de melhoria e compartilhando melhores práticas entre diferentes canais de distribuição.
• Criei e gerenciei planos de comunicação interna, participando ativamente de comitês, gerenciando relacionamentos com canais e organizando eventos e fóruns para engajamento das equipes.
• Conduzi e aprimorei políticas relacionadas a limites de crédito, orientadas ao mercado, acompanhando as taxas de inadimplência para aumentar a capacidade de vendas e otimizar os resultados.

Florianópolis, Santa Catarina, Brasil

I was responsible and co-controller for the application of Grupo Tigre's corporate credit policy. Main activities carried out are:- Acting as Business Partner of the Finance team in the credit area, bringing international units closer to the business model;- Responsible and leader of the credit engine project, which was implemented in the company in.

Patos De Minas

• Main activities performed:
• Lead of the Business Intelligence department: Analyze and report performance to stakeholders and leadership, improving negotiation strategy and operation with partners through data analysis. I act as a reliable source.
• Direct relationship with company directors; I share information with the team of directors and managers regarding the tools used, indicators created, and improvements needed/performed;
• Analysis of financial indicators in order to generate diagnoses for 15 bank branches/cooperatives;
• Responsible for creating, changing, and maintaining high complexity result indicators and management analyses;
• Approval and creation of dashboards: development of senior management reports, with consistent information, analysis, and recommendations for decision making.

Patos De Minas Area, Brazil

• Main activities developed:
• Responsible for analyzing the credit requests from the Business Units (15 agencies distributed along the Northwest, Alto Paranaíba, Triângulo Mineiro and Sul de Minas).
• Responsible for issuing technical opinions on the capacity to pay, risk classification and other relevant items, in order to justify the decisions to grant and / or refuse credit.
• Monitor the performance of the credit portfolio at the units, advising them on the technical evaluations of credit operations, recommending the reorganization or redirection actions, in order to support or resolve risk.
• Responsible for supporting the immediate manager in matters inherent to his unit of action, presenting and discussing problems and irregularities, in order to subsidize procedures and actions to be adopted.

Patos De Minas

• Main activities developed:
• Conduct sales activities, collect information on product sales activities, compile data and prepare reports and statistics, to enable the overall evaluation of applied policies and to communicate up-to-date information.
• Assist in the elaboration of the commercial policy of the company, collaborate with reports and suggestions, suggesting priorities.
• Monitoring of the company's payment processes within the commercial sector, in accordance with established procedures and standards.
• Responsible for assisting in the management and budgetary control of expenses of the commercial sector of the unit.
• Promotion of relationship with banks and execution of the logistics of financing documents.

São Paulo

• Main activities developed:
• Business to Business assistance between outsourced carriers and Amazon.
• Performance analysis (KPI's) of outsourced carriers.
• Responsible for preparing Ad Hoc reports related to Transportation Sector.
• Responsible for the daily meetings between the carrier and the company, seeking opportunities, improvements, and reduction of time between the exchange of relevant information between the outsourced carrier and Amazon.
• Responsible for evaluating customer feedback regarding product delivery service.

Master Of Business Administration - Mba, Finance, General

Gestão Comercial, Business, Management, Marketing, And Related Support Services

Diploma In Project Management, Management

Bacharelado Em Ciência E Tecnologia, Ciência E Tecnologia