• Responsible for directly monitoring and assisting department staff in problem asset loan portfolios • Focus on maximizing the recoveries and collections of problem loans• Collaborate with Head of Special Assets, members of Senior Management, internal/ external attorneys, third party restructuring consultants, and third party restructuring consultants in strategies and goals.• Formulate scope engagement of field examiners and third party restructuring consultants.• Responsible for collaboration with attorneys in formulating and documenting legal strategies resulting in most favorable economic outcome.• Manage workout strategies with debtors to secure loan repayment and successful exit of the relationship.• Facilitate and lead negotiations with Note/ Loan Sales, and Bankruptcy company sale transactions.• Present detailed analysis for determination of provisions and charge-offs to Senior Management.• Work with Credit Risk Management partners to ensure account ratings reflect the appropriate risk level.• Partner with business line staff to provide advice on strategy and methods for achieving optimum recovery results.• Prepare and present presentations in credit and workout strategies to Senior Management, Asset Recovery Committee and the Board of Directors.• Interact with attorneys on existing matters and review attorney prepared legal documents • Accountable for structuring, negotiating, preparing and presenting requests for committee approval.• Engage and direct outside counsel to commence real estate foreclosures process.• Escalate compliance-related issues as soon as they are identified.• Provide analytical input in preparation of annual departmental budgets.• Participate in meetings related to problem loan issues, and work with Loan Review in advisory capacity on Watch List accounts.

• Performed Credit Risk Reviews for Senior Management on prospects, increases, modifications, extensions of loan facilities bank wide • Reviewed presentations for accuracy and financials for credit worthiness based on bank’s approval criteria.• Worked closely with Credit Risk Management, Loan Review and Compliance teams in to make sure that the credits were in compliance with internal credit risk and loan policy guidelines.• Prepared concise write-ups to Senior Management and Credit Committee members, which contained a summary of credit risks and mitigates.

• Developed and analyzed time sensitive monthly, quarterly and annual Portfolio Summary/ Financial Monitoring Credit Risk reports.• Assisted the department manager in preparation of quarterly reporting of Allowance for Loan and Lease Losses including the quantitative and qualitative elements.• Performed Portfolio Stress Testing on the loan portfolio which included C&I and Commercial Real Estate.• Assessed the accuracy of the PD/LGD modeling and assisted in development of new templates to obtain accurate borrower risk ratings.