Experienced Insurance professional now with the backing of a tremendous team across Scotland. All aspects of Commercial Insurance.

Still doing all the things I've always done only better and for myself! I changed my profile as LinkedIn advised it was the only way I could delete my former employer's logo from attaching to my details!!HIB provide a professional, personal service to clients in both the Commercial and Personal Lines areas. Primarily a commercial brokerage, my clients range from your traditional "one man band" business to construction risks with multiple staff, locations and cover requirements. Working closely with Momentum Broker Solutions, this allows me to focus on the front end servicing of clients whilst they look after the back office function. This arrangement allows me the luxury of having a team of 20 or so staff to work with, but with none of the associated costs and I can safely say there has yet to be a quotation I have not been able to find a market for.

Dealing exclusively with clients Commercial Insurance requirements in sectors spanning haulage, construction and financial lines. Primarily in the SME market, the majority of clients sit in the sub £5k market in terms of premium spend although my largest clients pay far in excess of this. I aspire to look after the client on a cradle to grave basis and become involved at all stages of the process whether new business, adjustment or claim. I am a strong relationship builder and operate an open and honest line of communication, even if this is not what the client wishes to hear. Bad new is always difficult to deliver! I have been able to grow my book of business in the last three years in challenging economic times via organic growth, expansion of my clients business and acquisition of new business based on our strong service backed promise. 2013/14 will be a challenge as the recession shows no signs of abating and clients look to cut costs wherever possible but it must be met and involving clients in the process early on in negotiations smooths the curve. Utilising strong relationships forged with underwriters, I am able to negotiate fair deals for both the parties wherever possible.

Role was to grow and develop the commercial account, whilst looking after an existing client bank.

Business Banking/ Relationship banking. Dealing in the SME sector for HBOS looking after clients with borrowing requirements up to £250,000 for either cash flow or property purchase. As account manager, I was responsible for the day to day running of the clients banking needs from returning items unpaid if required to reviewing borrowing facilities and assessing lending requirements. A great job initially which became untenable due to the financial crisis hitting the markets and the subsequent bail out of HBOS by Lloyds which as we all now know did not go particularly well.

Managed a team of 5 looking after Home, Car & Travel Insurance. Good times but company was sold to Giles which prompted a move.