Underwrite and clear prior to doc and prior to funding conditions on large pipeline of FHA, conventional, jumbo, and HELOC loans.Work with sales team on file condition resolution to allow for clear to close.Maintain a minimum production of 3 underwrites per day.Confirm borrower data with loansafe reports, and credit profile.Attend/respond to scenario desk inquiries. Assist with post close and quality control findings.

Manage underwriting department. Generate goals for Non-QM/Jumbo product lines. Monitor underwriter performance, conduct performance reviews, train new hires. Provide guidance to sales team for loan optimization. Ensure department adheres to latest underwriting standards to enhance service levels and effective practices.

Supervise production for team of underwriters.Assist in strategies and initiation of metrics for optimizing performance.Underwrite average 20 loans per month of FHA, Jumbo, Non-QM, HELOC, and Conventional loan products.Assist with PTD conditions, funding conditions, QC and post-closing resolutions.

Underwrite FHA and conventional loan products for the 2nd largest non-bank retail lender in the U.S.Review appraisals, condominium reviews, income document, credit, fraud guard reports, assets.Escalate files to management if no resolution. Discuss files with sales team for solution workout.Underwrite 100+ files per month maintaining 24-48 hour turn times.

Underwrite FHA and Non-QM/Jumbo files at 30 loans per month, clear conditions for wholesale lender.Supervise and mentor team of underwriters, communicate with sales team, and account managers.Touch 12-15 loan files a day. Assist in responses to scenario desk.Discuss problem files with sales team and brokers for loan resolution and program counters.

Underwrite FHA, conventional, and Non-QM files for wholesale lender.Underwrite 4 loans per day with PTD and PTF condition review.Manage pipeline, review PTD and PTF conditions, complete reworks. Handle scenario desk for newsubmittals, or suspended files and file turn time urgency.Provide feedback for strategy on streamlining department flow operations, and areas of concern.

Underwrite conventional loans by way of extensive use of DU and LP automated underwriting systems through Encompass for wholesale lender.Determine acceptable loan criteria to allow for approval.Sign off conditions, clear files to close, review funding conditions. Manage pipeline of files. Average 12-15 underwrites per week.Stay available for loan resolution workouts with brokers and loan originators.

Underwrite conventional mortgage loans and HARP deals through DU and LP automated underwritingsystems for retail lender.Manually underwrite Jumbo loans up to $3 million loan amount.Critique quality of borrower repayment strength, in-depth tax return analysis, collateral review,determine DTI, and benefit to borrower.Provide underwriting support for loan originating, processing, and funding for file guidance and problem resolution.Assist with scenario desk for loan structure prior to submission.

Underwrite conventional mortgage loans to investor specific guidelines through DU/LP.Gauge status of underwriting team to underwriting manager and give input on strengths andweaknesses.Assess borrower repayment ability through income, credit, appraisal and tax documentation.Initiate discussions with team members for appropriate decision making.Sign off PTD and PTF conditions.