Don O'Neill Email & Phone Number

Phoenix, Arizona

In this newly created role I am responsible for providing executive leadership and strategic direction for WFG's institutionally focused operations including WFG Lender Services, LLC, WFG Title Insurance Company's Default Services Division, WFG Home Equity Services Division and Centralized Processing. I am also be responsible for the Company's acquisition initiatives. For more information about WFG, its title insurance underwriters, direct operations and institutional services please contact me at doneill@wfgnationaltitle.com or 916.300.1817.

Atlanta, Georgia

As Associate General Counsel for Altisource I was responsible for all legal, licensing and compliance matters affecting the Company's wholly owned title and settlement services companies operated under the Premium Title brand names. In my role as Chief Operations Officer for Premium Title I was responsible for coordinating all title and escrow production for the Company's domestic title/settlment production centers in Irvine, California and Atlanta, Georgia with production being completed in Company-owned operational facilities in Bangalore, India.

As ISGN's chief risk officer (CRO) I was responsible for identifying then mitigating potential and actual risks that may have had a material adverse impact on the Company, its shareholders, customers and employees. In this role my goals included protecting the Company's assets while providing an environment where the Company could optimize earnings while minimizing risk from known and unknown sources.

In March 2009 I joined ISGN to lead a team of international finance, systems and technology experts charged with performing due diligence on the acquisition of two national vendor management and title agencies previously acquired and operated by Fiserv (nasdaq:fisv) as part of their Fulfillment Services Division. The acquisition was successfully closed on December 11, 2009 followed by post-closing integration of systems, processes and employees located in Connecticut, Florida, Texas, Pennsylvania and Colorado. In September 2009 I was promoted to president -origination practice group where I was responsible for national title & closing, mortgage processing and origination technologies. In September 2010 I accepted a newly created position as chief risk officer (CRO) for ISGN where I was responsible for assessing then mitigating risks associated with the global operations of the Company.

Transferred to Asset Preservation, Inc. (API) - Stewart Title's 1031 tax deferred exchange company to develop business opportunities within the Stewart Title network. While there I successfuly developed new business relationships with Stewart Title affiliate offices and title agencies whereby API's tax deferred exchange services were offered to sellers with pending transaction in the title office. This program was introduced in California and grew to successful sales in Washington, Oregon, Colorado and Arizona. In addition while at API I was instrumental in developing strategic business relationships with regional and national banks by offering exchange services to private banking customers - often high net worth depositors - which added to the servcies offered by the bank while maintaining the depository relationships between the bank and their customers.

As Group President for Stewart's REI Group I was responsible for the strategic and operatonal managment of the wholly owned subsidiaries in the REI Group. REI consisted of domestic and gobal operating business entities providing software solutions for the automation of land registration, cadastre mapping, GIS and document recordation; residential mortgage origination products and services; mortgage file due diligence and post closing; home retention and foreclosure avoidance services; and qualified intermediary services to investors engaged in tax deferred exchanges (section 1031 IRC). During the 9+ years of progressive management at Stewart I was responsible for the organic growth of all the business units within the REI Group, plus growth of revenue and accretive earnings through start-ups, new products and acquisitions. I was board chairman of all subsidiaries in the REI Group; a member of Stewart's president's strategy council; and a member of Stewart's corporate leadership team.

SVP and Group President (REI) - promoted to manage all aspects of Stewart's Real Estate Information (REI) group with 850+ associates located in eleven domestic and one off-shore facility. During my tenure I was (i) responsible for strategic planning and direction for all business units within the group; (ii) a member of SISCO's senior leadership team; (iii) responsible for identification, start-up and acquisition of strategic business ventures; (iv) responsible for developing five-year strategic plans for all business units within the Group; (v) responsible for annual goals, budgets and operational plans for all business units; (vi) successfully managed multi-site domestic and international businesses (vii) elected as chairman, president and CEO of wholly owned subsidiaries withinthe Group; (viii) successfully increased revenue by 34 per cent over three years; and (ix) successfully lead the Group to contribute more than 22 per cent pre-tax income to the parent corporation.

Recruited to lead Stewart Lender Services (SLS), a wholly owned subsidiary of Stewart Title Company serving the loan origination and post closing needs of residential mortgage lenders. During my tenure I successfully reorganized all business units into a cohesive operational group providing bundled products and services necessary to facilitate residential mortgage loan origination, perfect mortgage-backed securities (MBS) and deliver MBS to thesecondary market. I was responsibel for divesting marginal, unprofitable and non-core business units while successfully turning around the operation from a history of five consecutive years of losses to profitability.

Recruited to re-direct ATI's low performing Arizona operations and develop title, escrow and foreclosure operations in the western region; responsible for 56 branch locations 550 employees in Arizona, Nevada and California; while there increased market share through effective business development with Realtors, lenders, builders and attorneys resulting in an increase in Norwest Mortgage non-purchase referral volume from 46% to 66.5%; expanded foreclosure operations to conduct foreclosures in five western states; responsible for implementing Norwest's "8 products per household" cross-sell initiative for bank services, mortgage origination, consumer finance and title/settlement services. During 1998 facilitated the sale of ATI to First American Title Insurance Co. and the formation of Real Estate Lender Services (RELS).

1993 - 1996 - Promoted to senior vice president and director of human resources responsible for all human resources and training functions within Arizona title operations; developed career plans for all associates including executive development programs for entry level and mid level managers; managed all payroll, benefits and retirement programs for staff of 750+; administered "impact ratio analysis" (IRA) programs in compliance with Dept. of Labor mandates.1991 - 1993 - Promoted to executive vice president and state manager for Utah -responsible for eleven (11) direct and thirty-three (33) agent title and closing operations in State of Utah. Expanded operations into new markets in Park City, Layton and Provo; grew market share and achieved all time high revenue and pretax earnings. 1991 - Recruited from private practice to serve as associate general counsel responsible for title claims in Arizona.

Managing partner in privately held law firm specializing in business, real estate, acquisitions and litigation. Member of the state and federal bar associations in Washington and Utah and the United States Supreme Court bar - Washington D.C.

Education record

Continuing Legal Education - continuing legal education sufficient to maintain law licenses in Washington and Utah and federal.

Executive Development

Completed executive development classes in improved negotiation skills

Executive Development

Completed executive development classes in mergers and acquisitions

Executive Development

Completed executive development classes on advanced decison making and communication skills

Executive Development, Completed Courses On Advanced Gaming Theory, Strategic Planning And Organizational Design.

Executive Development

Completed executive development classes on acquisitions and use of tax strategies in business formations, mergers and acquisitions.

Mba, Masters Of Business Administration

Juris Doctorate (Jd), Law

Ba, Business Administration

Activities and Societies: President - Alpha Kappa Psi - national business fraternity; Voted by faculty - Outstanding Marketing Student.