David True Email and Phone Number
David True's Location
New York, New York, United States, United States
About David True
I am a consumer payments expert, co-founder of PayGility Advisors, and president of NYPAY.And over 35 years I've done a whole lotta transaction-related stuff.I make my money through PayGility Advisors (PayGility.com), which works with firms of all sizes to unravel the complexity of payments, solve problems, and help them benefit from new technologies. And NYPAY.org is a labor of love that allows me to keep my brain nimble and meet interesting people.Through PayGility I help with: • Product and innovation strategies, competitive assessment, market entry, and opportunity sizing/prioritization • Business case development, due diligence, partner selection, and RFP management; interim/fractional management services • Business and technology strategic alignment, platform/vendor evaluation/selection, business process re-engineering, and benchmarking • Emerging technology insights, start-up advisory, venture and investment adviceAlways happy to talk. If you'd like to, find some time here: https://doodle.com/bp/davidtrue/david-true-30-minutes
David True's Current Company Details
David True Work Experience Details
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PartnerPaygility Advisors Feb 2016 - PresentNew York, Ny, UsPaygility Advisors is a payments industry advisory and strategic consultancy. We have combined experience of many decades in payments and Fintech—working in the industry, providing consulting, and conducting due diligence for investors. Our client experience comprises all segments of the payment ecosystem, including card issuers, merchant acquirers, networks, bank consortiums, processors, merchants and Fintech startups. Specialties include payments strategy, competitive positioning, market entry strategy, aligning business and technology strategies, platform selection, mobile payments, mPOS, merchant payment optimization, cross-border payments, cryptocurrencies, credit/debit cards, faster payments.
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President & Board MemberNypay Jan 2012 - PresentThe world of transactions is changing and growing, with old business models less effective and new players offering alternatives. NYPAY is the region's premier forum for experienced professionals to learn from leaders and innovators in the business, discuss issues, and build their networks. -
AdvisorMinerva Mar 2021 - PresentToronto, CaMinerva streamlines AML screening and Investigations, automating onboarding screening for sanctions, PEPs, and adverse media while expediting investigations. Minerva’s AI platform reduces manual backlogs, builds accurate customer profiles, and analyzes risks with investigator-like intuition. -
Managing DirectorBroadly Curious Advisors 2011 - PresentProvide analytical and advisory services, new product and marketing guidance, implementation support and connections in the rapidly-changing worlds of payments, loyalty, and mobile commerce. And have fun while doing so.
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ConsultantFurther Advisory Jan 2021 - PresentPittsburgh, Pa, Us -
Member Of The Board Of AdvisorsGpf Holdings, Llc Jun 2020 - Present -
AdvisorGpf Holdings, Llc Nov 2019 - Jun 2020
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Senior AdvisorAgora Services Dec 2019 - PresentNew York, Ny, Us -
AdvisorBankable Fintech May 2018 - PresentBankable Fintech helps banks and CU's more efficiently and cost-effectively innovate through partnerships with pre-qualified financial technology companies. Qualified fintech solution providers work with us to expand their reach into credit unions and banks of all sizes.Customers include the largest automotive club, global fintech incubator, credit unions, community & regional banks and banking service providers.
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Business MentorStartupbootcamp Fintech Apr 2016 - PresentLondon, GbReview pitches and advise fintech startups -
Advisory Board MemberYiftee | Data-Driven Mobile Promotions & Gifting Aug 2015 - PresentMenlo Park, Ca, Us -
Advisory Board MemberBwg Strategy Llc Aug 2020 - Nov 2024New York Metropolitan Area, UsBWG is an invite-only network for senior executives across technology, media and telecom. BWG industry professionals participate in a series of roundtables discussions, which are a valuable resource for market intelligence, business development and personal / professional networking. -
Commercial DirectorPayments Consulting Network Jun 2022 - Aug 2024Sydney, AuPayments Consulting Network (PCN) is a specialized international management consulting network focused on creating value for our clients in the financial services and payments industries. PCN has consultants in Australia, New Zealand, India, Singapore, USA, and UK - operating as a virtual team with local presence.Areas of industry specialization include the following payment channels/products;-Expert Witness Testimony,-FinTech Partnerships -Industry Benchmarking,-Payment Facilitation,-Merchant Acquiring -
Strategic AdvisorCentsai Feb 2020 - Jul 2021Brooklyn, Ny, UsAdvise CentSai on growth and communication strategies. -
AdvisorArcus Jan 2018 - Oct 2020Ciudad De México, Cdmx, MxAdvise Y-combinator alumnus that is reshaping the digital payments space by empowering participants with innovative API-driven solutions. -
AdvisorMotivote Jul 2018 - Jun 2020Brooklyn, New York, Usmotivote is the peer-to-peer social accountability platform that uses behavioral economics to bridge the gap between intending to vote and actually doing it. I help this wonderful team with communications, fund-raising, and anything else I can do to help them succeed. -
Advisory Board Member, Cypersercurity@RutgersRutgers University Mar 2018 - Mar 2020New Brunswick, Nj, Us -
Founder AdvisorToken Payments, Inc. Jan 2017 - Dec 2019
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Board MemberAutoback Jul 2016 - Jul 2018Autoback save merchants money by automating the chargeback process.
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General Manager, UsSeqr Payments, Inc. Jun 2016 - Mar 2018Stockholm, SeManaged US operations, business strategy and development for SEQR Payments and MeaWallet in US market. This included-identifying target business segments-ensuring products are fully compliant-overseeing acquisition of money transfer licenses -
Vice PresidentBank Of America Merchant Services Jul 2013 - Oct 2014Charlotte, North Carolina, UsManaged key merchant accounts, identifying their needs and providing innovative payment acceptance and processing solutions -
Vice President, Global Account DevelopmentMastercard Worldwide Jan 2010 - Oct 2010Purchase, New York, Us-Managed international business with largest card issuer, selling in MoneySend, Debit and Prepaid solutions while strengthening relationship.-Increased sales effectiveness by identifying technology platform for accessing information and selling that platform to internal partners, -
Vice President, Sales PlanningMastercard Worldwide May 2007 - Jan 2010Purchase, Ny, Us-Launched model-driven optimization review of nation’s largest rewards card program to increase affluent segment penetration by 10%. -Implemented strategic account planning to target where customer needs will be in 2-3 years. Identified resources and sales plan for that strategy. -
Consultant To Cardless Payment GroupAmerican Express Jan 2007 - Apr 2007New York, Ny, Us-Identified and resolved customer data protection issues with new e-commerce product.-Created metrics for measuring success of new organization. -
Consultant To Open The Small Business NetworkAmerican Express Sep 2006 - Dec 2006New York, Ny, Us-Coordinated multi-channel small business promotion to increase revenue from targeted categories-Resolved issues with on-line enrollment process-Created detailed road map for fulfillment of sweepstakes and rewards points
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Consultant To Establishment ServicesAmerican Express Oct 2005 - Dec 2006New York, Ny, Us-Coordinated partner selection and business case development of on-line tool to increase loyalty and billings more than $500 million by second year.-Successfully negotiated contract with e-commerce vendor and managed vendor through implementation of customized product.
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Consultant To Travellers Cheque And Prepaid Services GroupAmerican Express Nov 2004 - Sep 2005New York, Ny, Us-Created successful strategy for increasing benefit from joint venture (AEIS, a prepaid card partnership between American Express and Maritz Inc.) through sales force and product rationalization, driving 18% sales increase and $600,000 in cost reduction.-Developed and launched American Express Rewards Card, a prepaid incentive product for the small business market, with a 16% improvement in profitability versus the former corporate product.
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Consultant To Operations FinanceAmerican Express Jul 2003 - Oct 2004New York, Ny, Us-Developed metrics system for more accurate measurement of operations cost reductions-Created MIS systems for to compare costs in multiple international markets-Oversaw and validated reengineering and Six Sigma initiatives in European and Asian markets with savings of $150MM.
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Small Business ConsultantMbas4Nyc Aug 2002 - Apr 2003Program offered pro-bono consulting to small businesses in lower Manhattan that had been affected by the attacks of 9/11. I led teams on two projects:-For a small graphics firm, created a process for deciding on a new product line-For a professional services firm that helps companies set up business overseas, created a plan for developing new business from client list
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Consultant To Customer Development GroupD&B May 2002 - Jul 2002Jacksonville, Fl, UsDeveloped both strategy and tools for increasing benefit from customer relationship management (CRM) vendor; deliverables included implemented cost management tools and creation of vendor selection process. -
Director-Business AlliancesAmerican Express Aug 1999 - Jan 2002New York, Ny, Us-Negotiated partnerships to increase value proposition and profitability of core products.-Developed joint marketing proposal with alliance partners.-Managed key loyalty program (Membership Rewards®) partner to resolve longstanding issues and strengthen relationship.-Implemented test of online loyalty service, taking project from concept through sell-in, development, partner selection, and launch in less than 9 months with direct mail response rate of 5%. -Implemented regional airline strategy to reduce rewards cost by 25 basis points while maintaining value to cardholders.
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Director-International FinanceAmerican Express Mar 1996 - Jul 1999New York, Ny, Us-Designed and implemented internal metrics system to measure performance in $2 billion cost base and validate annual re-engineering savings of greater than $100MM.-Managed transition of International Operations from P&L expense line to service utility, including development of SLAs, financial infrastructure, and reporting to business units.
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Director-TreasuryAmerican Express 1989 - 1995New York, Ny, UsDomestic and international project work for Card and Travelers Cheque businesses. Identified and minimized FX, interest rate, and funding risk. Worked with cash management and remittance tools (SWIFT, CHIPS, ACH, etc.)
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Venture Capital AssociateNeu-Europa Hitec & Biotec 1987 - 1988-Evaluated potential investments and brought portfolio firms back to plan performance through improved metrics and management.
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ConsultantSaudi Aramco 1981 - 1984Dhahran, SaCreated technical training programs in English for non-native speakers.
David True Education Details
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The University Of Chicago Booth School Of BusinessMarketing/Finance -
Binghamton UniversityEnglish Literature & Composition
Frequently Asked Questions about David True
What company does David True work for?
David True works for Paygility Advisors
What is David True's role at the current company?
David True's current role is Payments Guy, Fintech Geek, Always Curious.
What schools did David True attend?
David True attended The University Of Chicago Booth School Of Business, Binghamton University.
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