I have owned and operated 4 seperate corporations with over 2,500 employees nationwide in the financial services industry over the past 20 years. I began my career in the sub-prime consumer finance industry where I was tasked with moving throughout the country managing and fixing problem areas of operations for companies like Citifinancial, Beneficial and Associates. By the time I turned 27 I was the youngest Vice President in the history of Banc One Financial Services (now Chase Bank) where I operated their sub-prime mortgage division nationwide. From there I owned and operated my own mortgage company in the late 1990's. In 2001 I opened my first microlending(First American Cash Advance) location in WV. The next year I opened and operated 10 additional locations throughout the state. Over the next decade we would open over 100 new start-up locations, acquire two large microlending companies (Check Advance and Payday Advance), and open 20 pawn locations nationwide.I began operating a single storefront to the Chief Operating Officer of a nationwide corporation with over 600 locations and 2,000 employees. I developed various demographic and geographic markets including hispanic markets in TX, AZ, and CO, as well as "Mega-centers" in various urban areas. A vast portion of my experience is in small town or rural markets across 17 states. I have played a critical role in my industry's political and legislative events over the past decade. I have direct hands-on experience in virtually every aspect of the financial services industry. I have been a manager, district manager, regional director, vice president of operations, chief operating officer, president and ceo, and an owner.