Dwight Smith Email & Phone Number

Washington D.C. Metro Area

• Currently working on approval of complex mergers and acquisitions.Developed regulations, including risk-based capital guidelines for market risk, and sections of Basel III and the Dodd-Frank Financial Reform Act.Project lead or co-writer in developing guidance for banks and supervisors, such as “Guidance on Model Risk Management,” and “Interagency Counterparty Credit Risk Management Guidance.”Assistant to the Board Co-Chair of the “Trading Book Group,” sponsored by the Basel Committee on Banking Supervision (BCBS), which develops market risk capital requirements. Also a member of the drafting team that published the consultative paper titled “Fundamental Review the Trading Book.” Board representative on the BCBS Joint Forum subgroup on risk assessment and capital, and a member of the drafting team that wrote “Developments in Modelling Risk Aggregation.”Act as a subject matter expert in certain specialty areas such as evaluation of central credit counterparties.

New York, New York

Professional geopolitical forecaster. #Superforecaster

Greater Los Angeles Area

CREDIT RISK SPECIALIST / SENIOR EXAMINER• Worked as part of a “central point of contact” team, which supervised a large internationally active bank.• Required strong knowledge of large bank best practices in management of lending activities.• It also required a wide range of effective interpersonal skills (such as persuasion and negotiation), in order to build relationships with, and convey issues to bank management and U.S. and foreign supervisors. • Managed examination scoping and on-site work to achieve the overall supervisory plan. • Required familiarity with Basel II, such as implementation requirements and cross-border issues. SENIOR COUNTRY RISK ANALYST / COUNTRY ANALYSIS UNIT• Required broad knowledge of international financial markets and economic conditions, and the ability to provide pertinent regional and country-specific financial market analysis to U.S. bank supervisors. • Responsible for monitoring Asian financial market and economic conditions (particularly Japan and Korea), which included periodic financial and regulatory assessment of specific banks. • Wrote position papers on topical issues such as “Asian Asset Management Companies in Retrospect.”

Greater Los Angeles Area

Credit Risk Management: • Worked on an expected loss model implementation project for a large Korean bank (now Woori). • Managed numerous commercial credit reviews, evaluating credit administration and credit rating accuracy.• Acted as a credit risk subject matter expert in support of internal audit co-source work at several banks, including Countrywide Financial and a large Korean bank (Kookmin). • Provided diverse credit risk management advice to organizations such as Citigroup GE Capital. Due Diligence / Asset Valuation: • Worked as part of a joint Japan-U.S. team to develop a valuation model for distressed Japanese corporate debt, generating bid prices for Morgan Stanley and Merrill Lynch.• Project manager of two Korean bank “viability evaluations” on behalf of the International Monetary Fund. Banks were recommended for closure or recapitalization after assessing risk management and asset quality.• Assistant project manager of a due diligence on behalf of a potential investor, with the goal of determining a comprehensive valuation for Kookmin bank. Audit and Sarbanes-Oxley Advisory Services: • Acted as a subject matter expert on Sarbanes-Oxley control self-assessments. • Advised non-U.S. banks on “U.S. GAAP” financial statement preparation, focusing on allowance methodology.