Josh Eason Email & Phone Number

Charlotte, Nc, Us

San Francisco, California, Us

Facilitate Risk and Control Self Assessment (RCSA) activities with stakeholders across multiple business lines to identify all risk-generating activities, assess inherent impact, coordinate with Operational Risk to align to high level Risk Events to the Taxonomy and work to scope any existing controls or gaps to present and defend to a risk oversight committee.Monitor risk mitigation strategies for complex and highly integrated business specific risk across different business lines. Support RCSA related efforts to review evaluate business artifacts including risk and controls, Operational Risk Questionnaire, Fact Pack, Quality Check Results. Track and escalate Change Requests. Confirm control deficiencies discovered during the completion of the control evaluation are accurately and properly documented. Manage the identified control deficiencies with the business and other key stakeholders to determine next steps. Identify gaps in the execution of control evaluation test scripts and evaluation strategies, evaluation of control design and performance, ensuring control evaluations are completely timely within established deadlines, satisfactory threshold progress of risk acceptance and achieve quality standards, and ensure artifacts and risk questionnaires fully contemplate activities performed. .Collaborate closely with facilitation team, business partners, risk officers and RAU owners to gather inputs, define, develop and pilot risk-based testing across multiple line of businesses, processes and control owners to help define additional testing and validation techniques.Draft any Control Sharing Agreements (CSAs) and archive acknowledgements and correspondence required for the archive RAU file per RCSA guidelines. Ensure program changes are communicated in a timely manner and appropriately identified and evaluated for clear direction on impacts from specific risk owners

Washington, D.C., Us

Assisted in executing key functions involved in facilitating strict compliance with Rules of Professional Responsibility across law firm acquisition, and client-related matters. Conducted in-depth analysis and check to ensure the representation of clients was in line with professional and legal rules. Examined cases, parties of cases/matters, adverse parties, and the status of cases.Held responsibility for reviewing potential new hires and complex legal matters to determine emerging conflicts of interest, as well as resolve them while adhering to pre-defined legal rules of professional responsibility.Assisted law firms while functioning as the PPR for attorneys, as well as created and integrated conflict searches and analysis processes in accordance with the rules of professional conduct, regulatory requirements, and company policies.Played a key role in supporting the strategic decision-making process by gathering crucial information and obtaining clarity of legal positions through in-depth review and web-based corporate research.

Washington, Dc, Us

Collaborated with client bank’s designated legal and Corporate Communications senior leaders to assess customer harm, reputational impact, and regulatory oversight implications while carefully disseminating highly sensitive real time updates and navigating on-going changes to ensure regulatory notice requirements are satisfied in consideration of minimizing reputational impact or public trust. Drafted specific information for dissemination and distribution in partnership with Communication Strategy partners to execute public notice requirements in a manner to assist customers harmed without impacting the client Bank’s reputation. Reviewed and manage substantive and procedural release of information with senior leaders across the organization and credit monitoring service providers after finalizing the determining the scope of impacted parties after discovery of multiple data breach incidents for one of the largest financial institutions, to determine the extent of reputational damage and financial impact of the remediation measures required. Communicated daily updates to the client bank’s internal legal team and regularly updated the review team of any strategic changes to workflow such as coding parameters changing from inclusive to exclusive based on data subject or nature of disseminated data.Performed regular review of tagging to identify trends and opportunities to improve efficiency. Redacted any identified disseminated information after marking for mediation to minimize the likelihood the confidential personal information is not negligently or inadvertently redistributed. Managed strategy communication updates to data elements including financial accounts, access passwords, medical diagnoses and treatments, health information (PHI), personally identifiable information (PII) associated with each data subject.

Winter Haven, Florida, Us

Analyzed and ensured conformance with regulations, policies, and best practices across loan portfolios such as ECOA, FDCPA, FCRA, and RESPA. Addressed and responded to insurance department objections across product filings. Prevented legal fines by preparing regulatory reports, ensuring adherence to state requirements, and re-drafting policy texts and contracts. Maintained strategic relationships with state and federal regulatory bodies.Enforced strict compliance by meticulously reviewing loan portfolios, uncovering non-conformance and inconsistencies, reporting key findings, as well as monitoring the implementation of remedial actions.Served as subject matter expert (SME) for credit reporting, servicing, and fair credit by gaining extensive exposure to compliance investigation practices by assessing regulatory bulletins and other information resources. Established effective communication channels across departmental areas to discuss findings of the review and collaboratively plan necessary corrective action via staff meetings.

Mitigated financial, contractual, and regulatory risks and expanded housing-product offerings by partnering with housing finance agencies and community banks. Overhauled delivery requirements and expectations for risk grading across the initial application stage that curtailed the onboarding and approval time for new lenders by 42 days. Led negotiations surrounding $1.6M holder takeout of subordinate lien proceeds in order to improve credit liquidity and reduce debt days.

Fort Mill, Sc, Us

Liaised with potential investors to communicate the company's financial and operational status through informative presentation material. Significantly reduced loan submission time, and integrated a standardized onboarding deck to increase sales by 346%. Developed easy-to-use product guidelines for the loan program and nationwide subordinate financing; deployed designated roles within the external investor portals that led to reducing delivery time for closed loans by 340%.

Charlotte, Nc, Us

Assessed cases for homebuyers and existing homeowners to formulate recommendations, as well as provide options tailored to clients’ objectives and creditworthiness concerns. Ensured 88% loan conversion rate in the initial rate lock period.

Communicated with clients to gather information surrounding auto accidents, social security disability, workers’ compensation claims, and medical malpractice to schedule appointments. Increased business reach by writing 8 audience-focused blog posts with search-engine-optimized content. Reduced the time spent on prospective appointments by maintaining a high conversion rate of 97% for successfully scheduled appointments.

Drafted bench memos, verified jurisdiction, submited motions to modify child support obligations, temporary protective orders, and worked with DWI and Drug Courts staffings and hearings.

St Louis, Missouri, Us

Convert company provided leads (generated by the company and other sources) into personal appointments with the potential customers. Collects and analyzes clients' financial information. Compares and evaluates possible financial products, develops solutions, and decides which to recommend to customers to best meet their needs and financial circumstances. Mortgage Consultants are held accountable for fraud prevention, ensuring AEM meets high reporting and ethical work standards for all investors.

Handle all details associated with the Insurance Careers Day, including: contacting and inviting firms; making hotel arrangements; coordinating interview schedules with Career Planning and Placement Office; coordinating details of Careers Day reception; making payments out of Careers Day bank account; make announcements in classes.

Bba, Risk Management And Insurance

Juris Doctorate, Law

Abj, Broadcast Journalism

Bachelor Of Arts In Journalism, Broadcast News

Doctor Of Law - Jd, Law

Doctor Of Law - Jd, Law