Ed Garner

Ed Garner Email and Phone Number

Senior Relationship Manager @ First Financial Bank
Homer, IL, US
Ed Garner's Location
Homer, Illinois, United States, United States
Ed Garner's Contact Details

Ed Garner personal email

n/a
About Ed Garner

With 30 plus years of banking and finance experience that ranges across the finance landscape, I feel I am a worthy advisor to my clients and business colleagues. I have experience from retail banking operations management to asset-based lending. I have financed commercial real estate in almost all asset classes as well as residential real estate lending from a senior and mezzanine perspective and on a national basis. I now focus on helping privately held companies on a national basis who may not fit a traditional commercial bank's credit culture, by providing working capital and debt placement services.I bring a wealth of knowledge, experience, contacts and success to the table. The satisfaction I receive from my career comes from learning a client’s business and management philosophies and then using my 30 plus years of experience, industry contacts and trusted colleagues to help the client achieve long-term financial success.Specialties: Asset-based lending, working capital lines of credit, equipment and real estate finance to include SBA 504 and 7a, debt structuring and placement, and client advisory services.

Ed Garner's Current Company Details
First Financial Bank

First Financial Bank

View
Senior Relationship Manager
Homer, IL, US
Website:
bankatfirst.com
Employees:
2342
Ed Garner Work Experience Details
  • First Financial Bank
    Senior Relationship Manager
    First Financial Bank
    Homer, Il, Us
  • Midwest Business Capital, Llc
    National Sales Director
    Midwest Business Capital, Llc Apr 2024 - Present
    Midwest Business Capital, LLC is a privately owned, asset-based lender committed to providing small to medium sized businesses with flexible, efficient, and innovative solutions to their financial needs. Midwest Business Capital was formed for the purpose of providing secured asset-based financing to well managed viable businesses that are unable to obtain the necessary working capital through more traditional channels. We believe in building relationships with our clients that are based on open communication, honesty, and integrity. Our goal is to provide comprehensive solutions and immediate cash flow to our clients, allowing them the opportunity to grow their businesses to their fullest potential, and eventually being able to move back to a conventional lending source.
  • Cornerstone National Bank & Trust Company
    Senior Vice President
    Cornerstone National Bank & Trust Company Jun 2021 - Mar 2024
    Palatine, Il, Us
  • First Midwest Bank
    Vice President
    First Midwest Bank Dec 2014 - Jun 2021
    Chicago, Illinois, Us
    Business development and client relationship management.
  • American Chartered Bank
    First Vice President
    American Chartered Bank Jul 2010 - Dec 2014
    Schaumburg, Il, Us
  • Fifth Third Bank
    Vice President Commercial Middle Market
    Fifth Third Bank Oct 2008 - Jul 2010
    Cincinnati, Ohio, Us
    Responsible for the growth, development and management of $35MM+ in commercial middle market relationships.Re-tooled referral sources and centers of influence to commercial and industrial focus to include CPA firms, business attorneys and private equity firms working with companies between $10MM and $300+ MM in revenues.
  • Gmac Rescap
    Director, Project Manager - Residential Equity Group
    Gmac Rescap Jul 1999 - Nov 2007
    Responsible for new business development securing over $700 million in new mezzanine debt financing over eight years, with a traveling territory ranging from Texas to the east coast. Established new markets and new customer relationships for the group thereby consistently surpassing business development goals annually, managing the three largest homebuilding clients in the portfolio.Designed and developed a mezzanine debt program for the manufactured housing industry and successfully employed it by establishing the group's largest lending relationship with a top ten national owner operator.Responsible for ongoing account management and actively cross-sold other financial products including debt lending and model-home finance programs.Responsible for re-structuring/re-documenting work-out loans within the portfolio from June '06 forward.
  • Firstar Bank Illinois
    Avp
    Firstar Bank Illinois Jun 1997 - Jul 1999
  • First Colonial Bank Corporation
    Bank Officer
    First Colonial Bank Corporation Aug 1994 - Jun 1997
    Acquired by Firstar
  • Commercial Real Estate
    Assistant Vice President
    Commercial Real Estate May 1991 - May 1997
    Us
    Managed existing loan portfolio of approximately $75 million which consisted of all owner occupied and residential construction in Illinois. Specialized in business development for construction financing: retail, industrial and single family development.Experienced in credit enhancement for differing types of bond financing of commercial property, as well as responsible for establishing Condominium Loan Program.Responsible for cross-selling other bank products especially cash management tools. Previously Held Positions in Chicago Banking
  • Lake Shore National Bank
    Field Auditor
    Lake Shore National Bank Dec 1987 - Dec 1994
  • Lake Shore National Bank
    District Service Manager
    Lake Shore National Bank Dec 1987 - May 1993
    Last position held eliminated when acquired by First Chicago)
  • Lake Shore National Bank
    Banking Representative
    Lake Shore National Bank Aug 1991 - Sep 1992
  • Lake Shore National Bank
    Senior Teller
    Lake Shore National Bank Dec 1987 - Aug 1991
  • Acquired By Firstar
    Senior Credit Analyst (Officer)
    Acquired By Firstar May 1993 - Aug 1994
  • Commercial Lending Division
    Field Auditor
    Commercial Lending Division Sep 1992 - May 1993

Ed Garner Skills

Loans Credit Finance Commercial Lending Banking Mortgage Lending Portfolio Management Underwriting Credit Analysis Financial Analysis Commercial Banking New Business Development Investments Treasury Management Asset Management Real Estate Structured Finance Due Diligence

Ed Garner Education Details

  • St. Norbert College
    St. Norbert College
    Business Administration
  • Marist High School
    Marist High School

Frequently Asked Questions about Ed Garner

What company does Ed Garner work for?

Ed Garner works for First Financial Bank

What is Ed Garner's role at the current company?

Ed Garner's current role is Senior Relationship Manager.

What is Ed Garner's email address?

Ed Garner's email address is ed****@****est.com

What schools did Ed Garner attend?

Ed Garner attended St. Norbert College, Marist High School.

What skills is Ed Garner known for?

Ed Garner has skills like Loans, Credit, Finance, Commercial Lending, Banking, Mortgage Lending, Portfolio Management, Underwriting, Credit Analysis, Financial Analysis, Commercial Banking, New Business Development.

Who are Ed Garner's colleagues?

Ed Garner's colleagues are Kim Swope, Philip Dickey, Pamela Moreland, Nikki Johnston, Temple Short, Kristen Howard, Janice Walker.

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