Ed Mccomas Email & Phone Number

Austin, Texas Area

Wilmington, Delaware

Manage credit risk monitoring system and enterprise risk scorecard management reporting for $14 Billion consumer loan portfolio.● Implemented integrated credit score monitoring and reporting systems using modular design with SAS and Tableau across Hadoop, Oracle, Greenplum and SQLServer backend data systems.● Data engineering, acquisition and analysis for logistic and machine learning predictive model projects● Successful, high quality, on-time delivery of multiple credit scorecard implementations including additions of extensive error checking and system infrastructure upgrades

Baltimore, Maryland Area

Integration of OneMain Financial with Springleaf Financial including consolidation of BRMS credit decision systems, credit bureau products and contracts, and consolidation of application processing systems. Primary responsibility for monitoring and reporting personal loan credit risk scoring data in merged organization.

Dallas/Fort Worth Area

Designed and implemented complex business rules management systems as part of $120 million servicing and new loan origination systems. Responsible for all facets of planning, design, development and integration of new BRMS used in credit scoring, loan underwriting, policy and funding evaluations.● Managed 30-member agile team in onshore/offshore model. Coordinated delivery schedules with up to 4 other agile teams to meet monthly deadlines

Dallas/Fort Worth Area

Completed business requirement development and obtained executive approval for $17 million new loan origination system. Successfully completed planning, design, development and integration of new business rules management system for scoring, underwriting, policy and funding evaluations. ● Lead 15 member onshore/offshore agile team building credit bureau processing, risk scoring and automated credit approval process. Completed audit and business testing● Developed overall workflow management and integrated processing of audit trail, queue management and routing infrastructure. Improved application processing speed with multiple parallel business steps

Product management and marketing processes for multiple consumer lending and banking software products. Lead multiple successful implementations in business process consulting, risk scorecards and business rule management systems.

Greater San Diego Area

Business development role for third party processors, systems integrators and re-sellers of HNC solutions including fraud, risk, scoring and Blaze business rules systems.

B.S.

Mba