Risk Analyst
CurrentI work as an ESG & climate risk expert in the Banking Book Portfolio Analysis and Control team in the risk management department of OP Financial Group. One of my key areas of focus has been developing the stress testing and scenario analysis methodology concerning climate and environmental risks of OP's credit portfolio. Additionally, I have been designing emission-related limits and management processes to monitor the emission intensity reductions of selected emission intensive portfolios in accordance with OP's emission reduction targets and regulatory requirements. Furthermore, I have been developing the internal ESG and climate related credit risk reporting and monitoring to support executive decision making. I am also responsible for monitoring, analyzing and maintaining the reporting of changes in repayment programs and have supported in the reporting and analysis of the development of expected credit losses of different portfolios. I have been a part of identifying new risk drivers arising from observed and potential future changes in the macroeconomic, geopolitical and regulatory environment affecting OP's credit portfolio.