I have over 30 years of experience in the financial services industry, covering all areas of strategy, governance, risk management, and operations. I have developed or enhanced enterprise risk management programs across a wide range of institutions, using best practices to create real value. I am highly skilled in building operational efficiency and ensuring strong alignment between strategy and risk appetite. I also provide training to Chief Risk Officers, senior management, and Boards of Directors on sound risk management practices.As a known industry thought leader, I am a frequent author and international speaker on areas such as risk management, strategy and change management, culture, and emerging risks, consistently rated one of the top speakers at industry conferences. I also own and produce all of the content on ERM Advantage, one of the fastest growing Internet channels covering risk management practices, which can be found at www.youtube.com/@ermadvantage.In addition to my advisory work, I am open to opportunities to join the right bank board as part of a strong governance team. As someone with over 30 years of financial services experience, a leader in risk management practices, very strong communication and leadership skills, a seasoned liaison with directors, management, and bank regulators, and very familiar with emerging areas such as AI and machine learning, crypto and alternate payment systems, etc., I can bring a wealth of knowledge, skills, experience to any bank board.