Eric Johnson Email & Phone Number

Carrollton

Responsible for conducting daily mortgage file audits and providing important and timely feedback to the origination staff to prevent closing mortgage loans with significant defects such as misrepresentation, inaccurate data, or inadequate documentation. Major areas of responsibility include: 1. Perform audit/underwriting type reviews of select files after loans have been final underwritten by mortgage staff but prior to loan closing. Should review minimum of 10% of files underwritten each day. Will review Conventional and USDA mortgage loans. 2. Summarize and log audit findings for reporting purposes. 3. Participate in development of future enhancements to the loan audit process

Plano

QC Review takes each loan through a series of validations to ensure compliance, then provides a report detailing how the loan checked out and highlighting areas that need a closer look. Results are available in 24-to-48 hours, one of the fastest turn times in the industry.•Review of credit underwriting attributes (income, assets, liabilities, etc.)•Verification of complliance with lender guidelines and state and federal regulations•Custom or layered lender requirements for non-agency products (Non-QM, Portfolio, Consumer, etc.)•Real-time rebuttal access - Cure deficiencies required for CTC (Clear to Close)

Plano

Responsible for ordering/reviewing/negotiating loan documents and perfecting the Bank’s interest from the time of approval through funding. Once approved by Credit, responsible for quarterbacking the loan closing process by working closely with Senior Lenders, Underwriters, borrowers, borrower’s attorney, the Bank’s attorney and the SBA Closing and Compliance management, ensuring a smooth and error-free loan closing. Escalates potential problems to the Senior Loan Officer or SBA Closing and Compliance Management to ensure quality customer service and timely closing for the client and the Bank. Effectively manage a pipeline to ensure all transactions are processed according to service level agreements