Conducted full and limited scope financial statement audits, reviews and compilations for a variety of clients ranging from privately held companies to non-profit organizations, publicly traded companies and governmental entities.Performed financial audits and reviews of quarterly (10-Q) and annual (10-K) consolidated financial statements for a wide range of public organizations.Prepared complete set of financial statements, including complex statements of cash flows to reflect debt/equity transactions, beneficial conversion features of convertible debt instruments.Determined fair value accounting of derivatives using Black-Scholes Option-Pricing Model. Conducted analytical procedures on balance sheets and income statements for reasonableness.Reviewed 10-Ks and 10-Qs for correct presentation prior to public filing with the SEC.Reviewed, tested and assessed clients' internal control policies and procedures.Audited 401(k) plans to ensure adherence to the IRC.

Assessed risk levels of loans based on applicant's credit, income, debt and assets.Submission and meticulous review of loan documents.Ensured punctuality of documents submitted to escrow, title, and lenders.Fulfillment of all conditions provided by underwriters.Communicated with real estate agents and escrow officers for loan status.Established relationship with real estate agents, escrow officers, title officers, and underwriters for loan status and to obtain necessary documents.Processed and reviewed all the verifications of deposits, employment, mortgage and rent.

Managed daily financial transaction processing and reports.Led marketing and customer service initiatives to help generate more profits. Maintained inventories and photo supplies to ensure operational effectiveness.

Guided team leaders towards monthly goals in sales and production.Organized and implemented special events and engagements including monthly meetings to discuss goals and objectives. Conducted statistical analysis of various insurance companies and their plans.Analyzed financial status of clients and recommended products and services to help achieve their goals.Obtained securities licenses: Series 6, Series 63 and L&D.