Eric Rapp Email & Phone Number

New York City Metropolitan Area

Lead risk evaluation and structuring for MakerDAO, a multibillion dollar on-chain protocol, for on-chain financings of various real world assets, including SocGen’s €40MM home loan bond financing and Huntingdon Valley Bank’s $100MM co-lending facility. Design and implement an innovative credit policy for earned waged loan product offered through employer HSA that focuses on employee separation risk, accrued wages and employer credit risk. Advise point of sale consumer finance company on capital market strategy and debt capital raise for new prime credit loan product, build unit economic model prototype.

New York City Metropolitan Area

Design and structure tokenized OUSG, the first Treasury Bill ETF fund, which has reached over $150MM in AUM within five months.Design and structure USDY, the first on-chain debt token backed by US Treasuries and bank deposits.

Houston, Texas

Beyond Finance is a high growth, PE backed, consumer debt settlement business. Create base key metrics to monitor and report performance of debt settlement contracts (4 year assets) with focus on improving unit economics for high growth debt settlement business. Key strategic levers identified and improved: retention, settlement timing and increase fee monetization; also improved operating margins and asset IRRs. Co-lead raise and management of asset backed credit facility.

Greater New York City Area

The KCK Group is a multi-billion-dollar global family office. Perform investment thesis identification, evaluation and diligence for acquisition of consumer debt settlement company. Work with management to design and implement key metric reporting process, resulting in significant origination volume growth. Key player in strategic roll-up of competitor. Oversee raise of asset backed credit facility for UK based student lender.

New York, New York

DBRS is a PE backed, global credit ratings business. Rate first ever fintech securitization, OnDeck Capital, after developing innovative rating methodology for online, small business lending. Analyze and rate asset backed bonds over variety of asset classes including, unsecured consumer lending, online small business lending, structured settlements.Develop and update credit rating methodologies, including structured settlements.

New York, New York

Build financial model for corporate and asset portfolio performance for a startup business based on collecting seasoned consumer judgments, focusing on unit economics and key value drivers

New York, New York

Fortress is a leading global alternative asset manager. Perform three-part role: (1) lead risk oversight, analytics and reporting for $3B ABS/RMBS portfolio during 2008 downturn, overseeing that key risks and valuation assumptions are reasonable/conservative; (2) assume responsibility for managing distressed, illiquid investments and (3) lead $150MM investment effort in bank conduits.

Provide outside mortgage expertise to KPMG for interest rate review at Freddie Mac; design and implement risk and ALM systems for $8B mortgage asset manager; Identify key missing risk element in GMAC/RFC’s reperforming whole loan pipeline; design and implement risk analysis/hedging process.

Design first corporate credit model for the QRM ALM system, allowing client banks (1) to analyze the impact of credit and interest rates jointly on their portfolio and financial statements and (2) to forecast the behavior/impact of their undrawn credit lines through credit cycle

Mba

Economics Department, Doctoral Program Candidate, Econometrics And Macroeconomics

B.A., Classical Languages