Eric Scott Email & Phone Number

Ponte Vedra, Florida, United States

~ $125k independent approval authority~ working with trainees to help them in their roles~ regular meetings with senior management on delinquency trends and economic forecasts~ responsible for adjusting approvals based on fluid economic conditions~ applied the knowledge gained in my training to fully:* analyze credit histories of personal guarantors * analyze quality of collateral * analyze bank statements in borderline cases to determine applicant’s financial strength * determine if equipment to be financed makes sense for the business * pull and review credit history of business * pull and review background check of personal guarantor for potential future deals * continually review performance of portfolio ~ work in Excel, and work with reports from D&B, Paynet, Experian and Lexis Nexis Accurint

Ponte Vedra, Florida, United States

rotational training program with exposure to multiple departments:~ Funding Department (ACH verification and fraud avoidance; rate and usury law compliance; UCC filings if appropriate; review paperwork to make sure personal guarantor, entity legal name, equipment identified, equipment location, recency of invoices matches credit requirements)~ Booking Department (auditing funding department approvals; review for duplicate funding; monitoring accounts receivables; monitoring accounts receiving ACH checks)~ Sales (attended calls with brokers, analyzed their submissions, and guided them on whether their prospects were credit worthy; shared analyses in regular one on one meetings with department head)~ Legal (analyze delinquent accounts’ value of collateral, personal guarantor’s assets and net worth, amount of charge off; draft reports with profiles of all delinquencies; regular one on one meetings with department head to determine if delinquent accounts should be referred to collections; make sure attorneys report status of cases and note progress)~ Collections and Recovery Departments (make written and verbal demands for payment; evaluate reasons for and seriousness of delinquencies; alert management to emerging trends; locate collateral; pull and review fresh background reports and credit histories; assign recovery agents and third party sellers; regular one on one meetings with department head to discuss next steps)

Alpharetta, Georgia, United States

~ Correspond with insurance agents regarding homeowner’s policies~ Meet with senior underwriters to discuss insureds, trends, losses~ Identify underwriting risks (e.g., construction materials and costs, home inspections, HVAC/roof condition, proximity of structure to coast and flood zones) ~ Review claims history

Cumming, Georgia, United States

~ Sole on site representative