Eric Moser Email & Phone Number

Greensboro--Winston-Salem--High Point Area

"Eric Moser | NMLS #108352 | www.uhm.com/emoser | (336) 245-4075 | 411 Alamance Road | Suite B Burlington | NC 27215Union Home Mortgage Corp. | NMLS #2229 | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act."

Greensboro/Winston-Salem, North Carolina Area

Personal NMLS #108352Guaranteed Rate NMLS #2611Guaranteed Rate offers home loans for Conventional loans, FHA, USDA, VA, North Carolina Housing, Fannie Mae, Freddie Mac, Ginny Mae, Jumbo Loans, 80/10/10, Lender paid Private Mortgage Insurance whatever your mortgage loan need is we can help. I also specialize in jumbo loan's and have work with numerous clients in the 1 million plus range for those clients who need a super jumbo loan.

Greensboro/Winston-Salem, North Carolina Area

Ask me about Mortgage Calculators to determine what your mortgage payment will be with taxes and insurance. Atlantic Bay is a direct lender look at us as a one stop shop. Mortgage Rates can change a few times in a day. If you are looking to refinance I can help rather it is cash out to help reduce you're debts or to help pay for kids college or to buy investment properties. Atlantic Bay offers home loans for Conventional loans, FHA, USDA, VA, North Carolina Housing, Fannie Mae, Freddie Mac, Ginny Mae, Jumbo Loans, 80/10/10, Lender paid Private Mortgage Insurance whatever your mortgage loan need is we can help.

Greensboro/Winston-Salem, North Carolina Area

Responsible for, through professional efforts and persistence, soliciting and originating investment grade loans that are acceptable to Community One Bank’s chosen agencies or to the investors available to it through correspondent or wholesale lending agreements maintaining knowledge relative to the loan products offered whether through FNMA, FHLMC, external investors, or the bank’s portfolio of loan products; achieving goals as developed in conjunction with the Mortgage Sales Manager by pursuing referral relationships both internal and external to the bank; maintaining a high level of compliance with operating policies, underwriting policies, and bank personnel policies.• Establishes, develops and maintains client referral relationships with Realtors, builders, CPAs, financial planners, bank personnel, and others and makes sales calls on potential or existing customers in order to develop new business or maintain existing business.• Keeps up to date regarding mortgage industry related guidelines including those for FNMA, FHLMC, RESPA, appraisals, FHA and VA, USDA, etc.• Validates AUS findings and reconciles loan application with AUS findings in order to complete loan application package for submission for underwriting, processing, and closing.• Pursues cross-selling opportunities with the customer to promote other bank lines of business, products, and services• Achieving goals as developed in conjunction with the Mortgage Sales Manager by pursuing referral relationships both internal and external to the bank.• Engages in active customer follow up and marketing effort to promote on-going relationship and potential referrals.

Greensboro/Winston-Salem, North Carolina Area

Develop knowledge of company products, policies and procedures, and underwriting requirements. Building relationships with realtors, builders, financial professionals, bank stores, past customers and other nontraditional sources, while providing excellent customer service. Strong sales and organizational skills.• Execute effective mortgage marketing plans to meet or exceed mortgage production goals.• Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures • Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk • Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in • Handled various mortgage loan purchase and refinance transactions including FHA, Conventional, VA, Fannie Mae, Freddie Mac, and Jumbo• Ability to analyze and comprehend complex financial data and provide financial alternatives• Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously• Understand real estate appraisals, title reports, and real estate transactions

Greensboro/Winston-Salem, North Carolina Area

Coordinated all marketing and transaction efforts for local high-tech real estate brokerage firm. Handled face-to-face interviews with clients, reviewed contracts, scheduled inspections, appraisals, ordered title reports and set closings. In addition, created electronic and printed marketing collateral for multiple agents and office. • Extensive problem solving and solution providing skill work• Developed structured process for transaction workflow• Generate lists of properties that are compatible with buyers' needs and financial resources. • Interaction with REALTORS® from multiple firms • Established the proper monthly lead flow for newly signed agents.

Greensboro/Winston-Salem, North Carolina Area

Concentrated on assigned accounts and contacting delinquent customers to effectively resolve complex issues regarding past due mortgage payments while minimizing company losses. Made determinations as to the strength of mortgagor income to determine the optimal resolution such as Modifications, Full Payoff, Short Sale, Forbearance's, Deferments, etc. • Utilized strong negotiation skills through direct contact with lenders, servicers, borrowers, closing agents and Realtors.• Organized a heavy work load, while handling difficult files that have been escalated to a management level, within a fast paced environment.• Keen decision making and REO evaluations used to ensure a consistent and appropriate analysis is conducted in order to ensure losses are minimized leading to an annual savings of 5.5 million dollars.

Greensboro/Winston-Salem, North Carolina Area

Focused on growing new business revenue while representing a diverse client base in a fast-paced, competitive environment. Worked to drive revenue growth to new and existing customers while continually researching the latest trends in sales to close accounts.• Created interest, generated leads, and facilitated sales of products and services by obtaining and compiling copies of loan applicants' credit histories, corporate financial statements, and other financial information.• Ran a 120 million dollar branch• Met and exceeded all sales goals through an extensive knowledge of all products, establishing new accounts and maintaining existing accounts. Led to a promotion• Processed my own loans to ensure a speedy and smooth closing.• Maintained and revised the knowledge of Mortgage Strategies, Policies and Procedures.

Greensboro Nc

Supported company operations by maintaining office systems and supervising staff. Analyzed risk potential and made sound lending judgments on mortgage and home equity loans while assisting customers in determining their financial needs while recommending appropriate credit solutions.• Interviewed loan applicants, set up and processed files and prepared files for closing while marketing, promoting and recommending appropriate products and services.• Originated mortgages for home purchases, refinance, and new home construction, in addition to, assembling all required documentation for processing and underwriting on each transaction.• Balanced the accounting general ledgers, managed daily deposits and presented all related deal points to the Loan Committee.

History

Associate Of Arts And Sciences (Aas), Arts And Assoicates