Erika Clary Email & Phone Number

• Analyze credit, income, compliance, title documents and appraisals during underwriting process paying close attention to small details in order to reduce errors • Determine credit risks by reviewing files in advance and comparing data against internal checklists and guidelines • Achieve and exceed company quota of $5M in loan volume per month while keeping up to date on loan status and staying within 24-hour turnaround window • Evaluate debt ratio, loan-to-value ratios, credit scores, property valuations and various other factors when making underwriting decisions • Attend trade shows and conventions on behalf of underwriting team with National Sales team

Remote

- Conducted pre-funding and funding activities for over 50 monthly applications- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories- Consulted with outside vendors to identify and resolve loan closing issues- Set up, stored and updated customer files, department records and regulatory paperwork- Managed and archived quality documentation and participated in internal and external quality audits

Atlanta, Ga

• Managed the distribution of daily rate sheets and scheduling vendor appointments for CFO • Monitored competitors' pricing activities to make effective decisions that would improve company revenue • Traveled to Secondary Marketing conferences and scheduled meetings with investors on behalf of the CFO and CEO

Atlanta, Ga

- Responded to customer requests via telephone and email and effectively answered questions and inquiries- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks- Reviewed and verified data, including addresses, phone numbers, names, ages, and values- Complied with regulatory requirements, including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act

Atlanta, Ga

Assisted with the checking of funding documents provided by brokers to ensure accuracy of the information supplied prior to providing funding for each loanThoroughly checked closed loan packages and ensured that the packages were complete and accurate for delivery and final certificationAssisted with the distribution of completed loan packages to various investors using internal software designed to bundle and send loans electronically

Bachelor Of Science - Bs, Fashion Merchandising

Bachelor'S Degree, Fashion Merchandising

Bachelor Of Science, Fashion Merchandising And Apparel Design