I have over 15 years’ experience working in fraud detection, compliance, anti-money laundering (AML), risk, investigations, and data analysis. Currently, I am a Credit Analyst within Scotiabank’s Retail Lending Compliance team, reviewing applications as the last line of defense to maintain fraud control and to ensure that each file is compliant with Government regulations and Bank policy. This also involves reviewing the flow of funds within each file to mitigate risk and to ensure all AML regulatory obligations and policies are met. I also support the Senior Management team by compiling and analyzing all data recorded by our Department to identify trends and make recommendations for improvement to Bank policies and processes. I have worked on several special projects and platform changes across Canada to help improve efficiency and accuracy.Previously, I was a Manager within the same department on an acting assignment. I managed a team of 12 Credit Analyst’s during this period. This position involved training and coaching my team members, while also investigating all escalations and complaints put forward by our branch partners. All escalations received needed expert analysis and communication to ensure they were resolved to the satisfaction of all parties involved while also maintaining the integrity of the Department and requirements set out by the Bank. I was also selected to join two other Department Managers in the creation and implementation of a project aimed to improve Branch processes. This project led to the expansion of my current role as I was asked to continue supporting the Senior Management team through the data analysis mentioned above.Competencies: fraud detection, anti-money laundering (AML), risk analysis, fraud analysis, financial analysis, project management, problem solving, verbal and written communication, relationship management, complaint resolution.