Esther Njoroge, Cfa Email & Phone Number

Maastricht, Li, Nl

The Hague, South Holland, Netherlands

Netherlands

Den Haag, South Holland, Netherlands

Kenya

Duties and Responsibility• Manager in charge of development of lending policy criteria across mortgages, auto loans and securities backed lending• Undertake extensive macro-economic and segment research across 7 African countries to ensure that the lending policies are competitive and can thrive in current and future economic environment.• Advise the country retail banking leadership team on trends and strategies to employ in client sourcing, investing and divesting as well as portfolio diversification based on market research and data analysis.• Managed a portfolio of USD 900M Mortgage and USD 50M Wealth Lending with a responsibility to manage risks and develop controls aimed at protecting both the Bank’s and clients’ interest.

Nairobi, Kenya

Duties and Responsibilities: Product Lead-Investment Backed Leverage and Secured Lending Proposition with duties including:• Product development, design and implementation. Including market research, system development and frontline training • Established critical yield enhancement strategies by developing the model used by the frontline to spot opportunity and capitalize on it.• Ensure adherence to the governance structure to mitigate risk and build a sustainable business • Driving product SalesAchievements:Grew the secured Lending Book by over 300% in 2017 on the back of the yield enhancement model developed in 2017.Increased product visibility which has aided in the growth of the rest of the investment products that form the back born of this proposition.Product Support-Fixed Income and Foreign Exchange Sales Retail Segment with duties including:• Constructing investment portfolios and developing investment strategies in fixed income securities, both Local and offshore securities, with the aim of building diversified portfolios.• Developing fixed income Trade ideas and strategies spanning the Local and Global Market as well as Market Commentary aimed at aiding frontline staff with sales • Responsible for ensuring that all governance requirements are adhered to in both Fixed income and Foreign currency products

Kenya

Duties and Responsibilities: Description: Participated in a rotation program spanning units under Wealth Management Department from Investment Advisory to Global markets and Processes and Governance. • Supported the frontline staff in their interactions with clients by engaging different stakeholders to ensure a seamless sales process

Nairobi Kenya

Duties and Responsibilities: • Responsible for Macro- Economic research and publication focusing on Kenya and East Africa – Focusing on trends relating to: monetary policy decisions, inflation, GDP, fiscal policy and Government borrowing and foreign exchange movements• Research coverage of companies listed under the Agriculture sector• Publishing periodic research material; The Morning Note, Daily Trading Update and The Weekly Commentary

Msc. Economics And Strategy In Emerging Markets, Economics And Business Strategy

Activities and Societies: Sustainable Finance 2020 Case study: Overall Winner

Cfa Charterholder, Cfa, Financial Analysis

Activities and Societies: The CFA program imparts the concepts and skills necessary for financial market analysis both technical.

Bsc Financial Engineering (First Class Honors)

Activities and Societies: Debate Society

Hba Candidate