Eva Leon Email & Phone Number

Summit County, Colorado, United States

Visit my profile on Zumba.com or check out the full schedule at StudioBSummit.com.

Spring, Tx

Foreclosure Process Auditor: Reviewed and reported on sample of East Coast residential and commercial loans in foreclosure to insure accuracy in process. Loss Share Process Technical Writer: Interviewed bank staff and reviewed existing process and procedures related to overall credit administration including monitoring, data capturing, tracking and reporting on loans and assets covered by the Loss Share Agreement. Generated specific Loss Share Management procedures and incorporated related process flow charts for client consent and use.Asset Manager/Due Diligence Supervisor: Managed 80+ commercial and residential assets totaling $114MM; Requested and reviewed underwriting reports, e.g. appraisals, environmentals, credit reports, asset searches; Analyzed borrower and guarantor financial statements and tax returns; Used NPV comparisons to determine best solution for asset disposition; Negotiated with borrowers to bring highest possible recovery to Receivership; Resolved issues affecting collateral, e.g. property taxes, mechanics’ liens, insurance coverage; Prepared and presented Case Memorandum to appropriate FDIC IDA; Managed disbursements from hold back accounts; Liaison to FDIC Legal, outside counsel, and foreclosure trustees; Initiated non judicial foreclosures for commercial and residential collateral; Conducted weekly Legal Review meetings between legal team and asset management team; Litigation point person for each pool sale; Responsible for weekly meeting participation and periodic reporting; Generated month end PCAM reports related to Assets in Litigation, Pending Actions, Refinances/Compromises, Large Asset Summary, Detailed status for Past Due 60+ Delinquencies, ORE Status, and narrative sections for SFR, Litigation, and Delinquencies; Supervised due diligence personnel (2) responsible for covenant tracking, BPO processing, credit reports, title date downs, reconveyances, and the related reporting for each function.

Supervised collateral perfection and release functions for Business Banking as well as the Community Development Group line of business; Responsible for multiple collateral types primarily focusing on real estate, vehicles, UCC liens, securities, and other forms of negotiable collateral; Insured production goals were maintained as well as quality assurance evidenced by minimal error ratios; Addressed escalated requests further validating that market service levels are consistently met; Networked with third party contacts for vendor services to optimize operational efficiencies.

Prepared commercial loan documentation for small business transactions inclusive of Small Business Administration (SBA) Express guaranteed loans utilizing Laser Pro, Apstar‘s Remote Note, or Hot Doc Mortgages; Ordered, reviewed and monitored all required third party vendor work such as UCC lien searches, title searches, flood determinations, and appraisals; Coordinated closings with both personal bankers and title companies; Managed productivity and quality quotas; Insured compliance with SBA guidelines in order to maintain guaranty throughout the life of the loan, especially as it related to renewals, increases or other changes to loan terms.

Managed commercial loan closing operations, legal and credit file audit, post-closing compliance, paid loan process, and UCC monitoring/continuations inclusive of operations conducted remotely at NCB’s Hartford, CT office; Prepared closing documentation through Laser Pro for loans secured by various forms of collateral; Insured compliance with all corporate policies prior to closing; Coordinated closing pipeline with treasury, servicing and lending teams; Insured team benchmarks were met; Tracked trends within all processes to identify areas for improvement to operational efficiency ratio as well as compliance with Sarbanes-Oxley requirements; Managed administrative responsibilities for Closing, Quality Assurance and Servicing groups; Coordinated internal and external audit reviews; Created procedural documentation for all roles supervised.

Created infrastructure for NCB’s first telecommuting arrangement; Managed and created new lease credit underwriting, debt service, program’s cash management structure and program compliance for $120 million national lease program; Conducted site visits with product vendor; trained both vendor and internal employees in support of the program; Acted as liaison between east and west coast offices; Created tracking mechanisms and tools to improve operational efficiencies and ensure Sarbanes-Oxley compliance.

Primary contact for external customers in support of loan servicing for Alaska and non-profit customer segments; Insured customer compliance regarding loan covenants; first point of contact regarding delinquencies or invoicing issues; liaison between primary operations in Washington, DC and West Coast regional office; Processed marketing materials on behalf of lending teams directly to potential borrowers or through conference attendance.