 Sales Management: Assisting branches to grow liabilities portfolio (Operating Current accounts, term deposits & structured cash management solutions, including payments, electronic banking solutions.etc) through new client acquisitions & organic growth of existing portfolio. Driving Business ,Fee,MAB with all RM’s & Solutions manager of respective zone. Business Management:- Drive transactions & Payment solutions management through the ETRG RM’s,RHS CA,BBM, Branch Banking Channel… Show more  Sales Management: Assisting branches to grow liabilities portfolio (Operating Current accounts, term deposits & structured cash management solutions, including payments, electronic banking solutions.etc) through new client acquisitions & organic growth of existing portfolio. Driving Business ,Fee,MAB with all RM’s & Solutions manager of respective zone. Business Management:- Drive transactions & Payment solutions management through the ETRG RM’s,RHS CA,BBM, Branch Banking Channel, Wealth ,TASC team,GBG & SMEAG team for NTB(New to bank) acquisitions of Liability clients for operating current accounts, term deposits and other cash management products including electronic banking sales in line with the targets set out. Leadership, recruitment & Team development:-To Support Team Leaders in implementing liabilities strategy and meeting revenue budgets. To ensure that all client communication (client presentations/offer letters, etc) are of the highest standard. Managing team for all CMS, business banking, clearing operations for South India. Training and development to new BM. Part of HR recruitment team. Customer & Relationship Management:-Helping Govt,large corporate in docuementations,product demo & IT integrations. Payment & cash management professional, Core products specialist, client on-boarding, technical integrations with Client ERP. Helping process team and technology team for deployment of various projects in live environment of bank site, after successful completion of UAT testing Merchant & Vendor Management:-Recon & settlement of various merchant accounts & helping them on day to day operations and resolutions. Emplaning the vendor for various services. Product Development:-Evolved in product feature enhance & development for transaction banking & payment solutions. Compliance & Profile Management:-AMLCO approval for all business banking client as a compliance officer. Customer profiling. Show less

 Treasury & Recon Management:-Entrusted with the responsibility of End to End operations of Cash Management services, Treasury operations management. Executions and supervision. Managing entire Back office operations for treasury. Involved in the day to day reconciliation of various bank account, settlement a/c & suspense a/c. Payable & Vendor Management:-Responsible for the Fund management, Disbursement, vendor, agent & Payment Management. Compliance & Regulatory… Show more  Treasury & Recon Management:-Entrusted with the responsibility of End to End operations of Cash Management services, Treasury operations management. Executions and supervision. Managing entire Back office operations for treasury. Involved in the day to day reconciliation of various bank account, settlement a/c & suspense a/c. Payable & Vendor Management:-Responsible for the Fund management, Disbursement, vendor, agent & Payment Management. Compliance & Regulatory Management:-Assigned responsibility of timely completing of SOX audit as per company policy and helping in recruitment, training & development of the team. Managing banking relationship and setting up banking process for various locations. Responsible for the Monthly reporting of MIS to RBI and quarterly submission of Audit certificate with RBI as per compliance. Handling Account receivable & payable management and the entire treasury operations. Entrusted with the responsibility for managing entire risk & fraud monitoring at transactions level, operational level & organisation level. Compliance & RBI liasioning , reporting & co-ordinations Banking Management:-Liaison and Relationship management with various departments of Bank i.e. Branch, ATM Cell, NPCI Cells for timely settlement of various customer transactions under various heads & Settlement of ATM,NPCI other’s with Bank ERP & ISO Management:-Responsible for implementations ISO process for entire ops & finance department as a management representive.Hands on experience in building the policy and building system and implementing finance and investment ERP including document ting business requirements, suggesting changes, user acceptance testing. Show less

 Assigned responsibility of setting up Cash Management services & re-engineering of collection management Ensured the credit of all deposit meeting TAT as per day arrangement under CMS, and smooth operation of ECS & SI process. Responsible for registering all ECS mandate on time with all location, submission of ECS file to sponsor bank on due date & daily balancing of ECS & SI credit Involved in the reconciliation of suspense & various bank a/c for collection, disbursement… Show more  Assigned responsibility of setting up Cash Management services & re-engineering of collection management Ensured the credit of all deposit meeting TAT as per day arrangement under CMS, and smooth operation of ECS & SI process. Responsible for registering all ECS mandate on time with all location, submission of ECS file to sponsor bank on due date & daily balancing of ECS & SI credit Involved in the reconciliation of suspense & various bank a/c for collection, disbursement, inter & investment, WIP & General Suspense a/c. Managing more than 40 plus bank accounts on a daily basis. Liaised, coordinated and managed banking relations with all Banks for day to day banking affairs. Managed recovery of bad debt including recovery of agent negative money, wrong payout recovery or any other bad debt  Provided help to the front office by way of negotiations in terms of FD rate, by remitting & managing day to day fund with respect to payout vs. collections. Involved in the FCY payout management concerning rate negotiations, forward covering, forward booking, cash forecasting & managing fund movement. Helped NRI cell for remittance of inward fund by negotiating of inward rate, documentations & query handling.  Assigned responsibility of resolving customer complaint & legal matter related with money related activities. Ensured successful completion of Audit on time and publishing of MIS/Dashboard to all. Significantly contributed in cost saving process & revenue generations by way of negotiations & re-engineering of the process. Set up various payment collection mechanism i.e payment gateways, SI, CCS, Net banking, Mwallet etc. Ensured that there is no negative balance in bank account to meet IRDA compliance and actively involved in non-fund activities i.e. Bank guarantee. Show less

 Responsible for the Cash Management services, Retail Banking Operation i.e. teller, inward & outward clearing, DD PO, loan documentations & disbursement and Currency chest management. Tasked with cross selling of various retail liabilities, assest, fee based products pledging & Capital Market Activities Involved in statutory reporting including AML reporting, BHC reporting etc. Managed entire collection as well as disbursement process for remote location and handled about 40… Show more  Responsible for the Cash Management services, Retail Banking Operation i.e. teller, inward & outward clearing, DD PO, loan documentations & disbursement and Currency chest management. Tasked with cross selling of various retail liabilities, assest, fee based products pledging & Capital Market Activities Involved in statutory reporting including AML reporting, BHC reporting etc. Managed entire collection as well as disbursement process for remote location and handled about 40 non IDBI locations Ensured timely reconciliation of clearing and suspense accounts to ensure smooth operations, ATM reconciliations, Sundry and DD/PO account reconciliations.  Maintained regular correspondences between the branch and the central processing center and RO situated at Mumbai & Lucknow. Handled GBM operations and managed entire operations of Co-operative bank relationship. Responsible for IPO Management, Depository & D’ mat operations and execution of DI slip and other related D’mat operation. Managed END to END IPO funding, loan against share, bond’s, LIC Responsible for compliance submission i.e. RBI, BHCC, Suspense breakup and verification of AOF (KYC compliance) Show less